Comprehensive Coverage Plan |
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| Plan Name |
DetailsPlan Details |
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Atlas International
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: U.S. Citizens and Non-U.S. Citizens who are at least 14 days to 99 yrs of age are eligible for people visiting outside their home country and excluding USA.
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Coverage Length: Min 5 days up to max 365 days.
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Policy can be Extend up to 364 days, then can be renewed up to 2 times - only for non-US citizens traveling outside the US
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Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides Equian Internation Provider Network.
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ID Card & Visa Letter comes in email instantly.
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Note: Not available North korea, Iran and Cuba.
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Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York.
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Patriot America Lite
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: No Coverage.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot International Lite
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility:- Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition:
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US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: up to overall policy maximum ; Age (65-69) :- Up to $2500.
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Non- US Citizen: Under Age 70: Up to the Period of Coverage limit or $1,000,000 (whichever is lower).
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides International Provider Access.
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ID Card & Visa Letter comes in email instantly.
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Patriot America Plus
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Under Age 70: Covered up to overall maximum limit.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network:After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot Platinum America
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1000,000.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot Platinum International
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition:
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US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: Max up to $1,000,000 ; Age (65-69) :- Up to $2500.
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Non- US Citizen: Under Age 70: - Up to the Period of Coverage limit or $1,000,000
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides International Provider Access.
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ID Card & Visa Letter comes in email instantly.
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Safe Travels Schengen Visa
Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited
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Plan best suited - Non-US citizens, traveling outside their home country to EU countries
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Ages - 14 days to 70 years old.
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Coverage length - Minimum 5 days to maximum 180 days.
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ID card - Apply online to get ID card in email
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Renew - Renew online, by phone, by email, by fax.
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Minimum of 5 days renewal
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Schengen Visa compliant for travel to Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary,Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
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