Tooth pain can take all the fun away from a perfectly going vacation. It can affect anybody, at any age and often needs immediate treatment or relief. It cannot be put off for treatment back home. MCIS is often asked about if dental problems are covered in visitor insurance and if yes, to what extent.
Dental Coverage in Visitor Insurance
Most of the visitor insurance plans provide very limited dental coverage. It is mostly for new injuries to sound, natural teeth. According to insurance vocabulary, sound, natural teeth means a tooth that is whole or properly restored; is without impairment, periodontal or other conditions like no fillings or caps; is not more susceptible to Injury than a virgin tooth, and is not in need of the treatment provided for any reason other than Accidental Injury. A tooth previously restored with a crown, inlay, onlay, or porcelain restoration, or treated by endodontic, is not a Sound Natural Tooth.
Visitor insurance provides coverage for the sound, natural teeth to the following extent:
Visitor insurance doesn’t cover the following dental related issues:
Dental coverage differs from plan to plan. If you have special dental needs, consider buying dental plan separately. Contact MCIS for questions and quotes.
Category: Visitor Insurance
October 29, 2015 at 02:53 AM