Whether a visitor is Green Card holder or his Green Card has been applied (and is in process), decides the type of medical coverage he will receive. A visitor may belong to any of the following scenarios:
1) Visitor’s Green Card has been applied by his family or children
2) Visitors who are below 65 years of age and are Green Card holders (now living permanently in USA)
3) Visitors who are above 65 years of age and are Green Card holders (now living permanently in USA)
4) Visitors who are Green Card holders but their home country is not USA
Before purchasing any insurance plan, contact MCIS agent to understand which plan would suffice your need based on your personal situation. This is necessary because some plans provide coverage for visitors and Green Card holders both, whereas some plans cater only to visitors.
Visitors who are on nonimmigrant visas or visitor visas like B1 or B2 and have their Green Card in process, their status will stay as ‘visitors’ until they receive the Green Card. Till that time they can purchase any visitor insurance plan as per their requirements. Visit MCIS website to learn about different visitor insurance plans and get online quotes. Once the visitor receives Green Card, they can choose an insurance plan meant for Green Card holders.
Green Card holders below 65 years of age who maintain permanent residency in USA are eligible for health insurance under the Affordable Care Act or Obamacare. US domestic health insurance companies provide medical insurance covering pre-existing conditions, preventive care services, routine physical examinations etc.
Green Card holders above 65 years of age who maintain permanent residency in US are eligible for state sponsored health insurance or Medicare or federally supported health program. These Green Card holders are eligible for Medicare if they have been Green Card holders for 5+ years, depending on different situation. If they are not eligible for these insurance plans, MCIS can help you receive a plan specific to your need.
Visitors who possess Green Card but their home country is not USA, are eligible for certain visitor insurance plans. Such visitors keep shuttling between their home country and US, moving every six months or one year. They require special visitor insurance plan that cater to their unique situation of being in two countries in a year. They can also opt for an immigrant plan.These visitors do not fall under the Affordable Care Act or Obamacare if they spend over 330 days outside US.
Whether you want to purchase visitor insurance for your parents (or yourself) whose Green Card is in process or who are Green Card holders, it is advisable to explain your situation to your insurance agent. Visitor insurance is for visitors and some visitors may or may not be eligible for it. MCIS agents would be able to guide you to the right insurance plan based on your situation and requirements. MCIS can be reached at +1-855-444-6247 and +1-510-353-1180 or via email: firstname.lastname@example.org
Category: Visitor Insurance
February 05, 2016 at 08:21 PM