Comprehensive Coverage Plan |
|
| Plan Name |
DetailsPlan Details |
|
|
Atlas America
Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
-
Eligibility: Non US citizen age at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
-
Coverage Length: Min 5 days up to max 364 days.
-
Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
-
Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
-
Co-Insurance:
In Network:After deductible is paid by insured, plan pays 100% up to policy maximum
Out-of-Network:After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
-
PPO Network Provides First Health PPO Network.
-
ID Card & Visa Letter comes in email instantly.
-
Note: Not available for North Korea, Syria, Iran and Cuba.
-
Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.
|
|
|
Patriot America
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
-
Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
-
Coverage Length: Min 5 days up to max 365 days.
-
Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
-
Acute Onset of Pre-existing Condition: No Coverage.
-
Co-Insurance:
-
In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
-
Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
-
PPO Network: Provides United Healthcare PPO Network.
-
ID Card & Visa Letter comes in email instantly.
|
|
|
Patriot GoTravel America
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
-
Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
-
Coverage Length: Min 5 days up to max 2 years.
-
Renew Online : Policy can be renewed up to maximum 2 years, also Renewable fees $5 applies.
-
Acute Onset of Pre-existing Condition: up to policy maximum (with primary health plan) or up to $20,000 (without primary health plan) for ages under 65 years. For ages 65 and above, plan will pay up to $2,500 (with & without primary health plan).
-
Co-Insurance:
-
In Network: After the Deductible, the Plan will pay 90% of the next $5,000 of Eligible Medical Expenses.
-
Out-of-Network: After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses.
-
PPO Network: Provides First Health PPO Network.
-
ID Card & Visa Letter comes in email instantly.
|
|
|
Patriot America Plus
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
-
Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
-
Coverage Length: Min 5 days up to max 365 days.
-
Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
-
Acute Onset of Pre-existing Condition: Under Age 70: Covered up to overall maximum limit.
-
Co-Insurance:
-
In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
-
Out-of-Network:After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
-
PPO Network: Provides United Healthcare PPO Network.
-
ID Card & Visa Letter comes in email instantly.
|
|
|
Patriot Platinum America
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
-
Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
-
Coverage Length: Min 5 days up to max 365 days.
-
Renew Online: Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
-
Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1000,000.
-
Co-Insurance:
-
In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
-
Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
-
PPO Network: Provides United Healthcare PPO Network.
-
ID Card & Visa Letter comes in email instantly.
|
|
|
Patriot Platinum International
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
-
Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
-
Coverage Length: Min 5 days up to max 365 days.
-
Renew Online: Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
-
Acute Onset of Pre-existing Condition:
-
US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: Max up to $1,000,000 ; Age (65-69) :- Up to $2500.
-
Non- US Citizen: Under Age 70: - Up to the Period of Coverage limit or $1,000,000
-
Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
-
PPO Network: Provides International Provider Access.
-
ID Card & Visa Letter comes in email instantly.
|
|
|
StudentSecure Smart Including USA
Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
-
Plan appropriate for - Non U.S Students studying outside their home country.
-
Ages - Upto 65 years.
-
Coverage length - Minimum 1 month to maximum 12 months.
-
ID card - Purchase online to print ID-card online.
-
Renew - Renew online.
-
Minumum 1 month renewal.
-
Not available for Cuba,Iran and North Korea.
-
Members cannot be located in the following locations at the time of purchase:Maryland,Newyork,Washington,Canada.
|
|
|
StudentSecure Smart Excluding USA
Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
-
Eligibility: Students Age up to 65 studying outside their home country excluding USA.
-
Coverage length: Minimum 1 month to maximum 1 year.
-
In PPO network (Outside USA): 100% to the certificate period maximum.
-
Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
-
ID card & Visa Letter comes in email instantly.
|
|
|
StudentSecure - Select Including USA
Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
-
Plan appropriate for - Non-US students studying outside their home country.
-
Ages - Upto to 65 years.
-
Coverage length - Minimum 1 month to maximum 12 months.
-
ID card - Purchase online to print ID-card online.
-
Renew - Renew online.
-
Minumum 1 month renewal.
-
Not available for Cuba,Iran and North Korea.
-
Members cannot be located in the following locations at the time of purchase:Maryland,Newyork,Washington,Canada.
|
|
|
StudentSecure - Select Excluding USA
Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
-
Eligibility: Students Age up to 65 studying outside their home country excluding USA.
-
Coverage length: Minimum 1 month to maximum 1 year.
-
We will pay 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
-
Outside USA :100% to the certificate period maximum.
-
Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
-
ID card & Visa Letter comes in email instantly.
|
|
|
StudentSecure - Budget Including USA
Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
-
Plan appropriate for - Non-US students studying outside their home country.
-
Ages - Upto 65 years.
-
Coverage length - Minimum 1 month to maximum 12 months.
-
ID card - Purchase online to print ID-card online.
-
Renew - Renew online.
-
Minumum 1 month renewal.
-
Not available for Cuba,Iran and North Korea.
-
Members cannot be located in the following locations at the time of purchase:Maryland,Newyork,Washington,Canada.
|
|
|
StudentSecure - Budget Excluding USA
Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
-
Eligibility: Students Age up to 65 studying outside their home country excluding USA.
-
Coverage length: Minimum 1 month to maximum 1 year.
-
We will pay 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
-
Outside USA :100% to the certificate period maximum.
-
Provider Network: Direct Billing through First Health Network.
-
Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
-
ID card & Visa Letter comes in email instantly.
|
|
|
StudentSecure Elite Including USA
Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
-
Underwriters will pay 100% of the eligible expenses after deductible
-
Outside USA :100% to the certificate period maximum.
-
Eligibility: US or Non-US students Age up to 65 studying outside their home country.
-
Coverage length: Minimum 1 month to maximum 1 year.
-
Renew Online: You may renew your coverage as long as you continue tomeet the eligibility requirements.
-
ID card & Visa Letter comes in email instantly.
|
|
|
StudentSecure Elite Excluding USA
Plan Administrator: Tokio Marine HCC - Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
-
Eligibility: Students Age up to 65 studying outside their home country excluding USA.
-
Underwriters will pay 100% of the eligible expenses after deductible.
-
Outside USA :100% to the certificate period maximum.
-
Coverage length: Minimum 1 month to maximum 1 year.
-
Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
-
ID card & Visa Letter comes in email instantly.
|
