Comprehensive Coverage Plan |
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| Plan Name |
DetailsPlan Details |
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Atlas America
Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
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Out-of-Network: After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
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PPO Network Provides First Health PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Note: Not available for North Korea, Syria, Iran and Cuba.
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Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.
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Patriot America
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: No Coverage.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot GoTravel America
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 2 years.
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Renew Online : Policy can be renewed up to maximum 2 years, also Renewable fees $5 applies.
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Acute Onset of Pre-existing Condition: up to policy maximum (with primary health plan) or up to $20,000 (without primary health plan) for ages under 65 years. For ages 65 and above, plan will pay up to $2,500 (with & without primary health plan).
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Co-Insurance:
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In Network: After the Deductible, the Plan will pay 90% of the next $5,000 of Eligible Medical Expenses.
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Out-of-Network: After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses.
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PPO Network: Provides First Health PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot America Plus
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Under Age 70: Covered up to overall maximum limit.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network:After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot Platinum America
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1000,000.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot Platinum International
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition:
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US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: Max up to $1,000,000 ; Age (65-69) :- Up to $2500.
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Non- US Citizen: Under Age 70: - Up to the Period of Coverage limit or $1,000,000
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides International Provider Access.
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ID Card & Visa Letter comes in email instantly.
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Student Secure Smart Including USA
Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Plan appropriate for - US students studying outside their home country.
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Ages - Upto 64 years.
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Coverage length - Minimum 5 days to maximum 12 months.
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ID card - Purchase online to print ID-card online.
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Renew - Renew online.
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Minumum 1 month renewal.
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Plan is not available for the applicant physically located in the state of NY, MD and WA.
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Optional Pre-existing condition coverage available after 6 months of continous coverage.
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Student Secure Smart Excluding USA
Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: US students Age up to 64 studying outside their home country.
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Coverage length: Minimum 15 days to maximum 1 year.
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In PPO network (USA): We will pay 80% of eligible expenses after the deductible up to the overall maximum limit.
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In PPO network (Outside USA): 100% to the certificate period maximum.
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Provider Network: Direct Billing through First Health Network.
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Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
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ID card & Visa Letter comes in email instantly.
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Student Secure - Select Including USA
Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Plan appropriate for - Non-US students studying outside their home country.
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Ages - Upto to 64 years.
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Coverage length - Minimum 5 days to maximum 12 months.
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ID card - Purchase online to print ID-card online.
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Renew - Renew online.
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Minumum 1 month renewal.
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Plan is not available for the applicant physically located in the state of NY, MD and WA.
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Optional Pre-existing condition coverage available after 6 months of continous coverage.
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Student Secure - Select Excluding USA
Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: US students Age up to 64 studying outside their home country.
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Coverage length: Minimum 15 days to maximum 1 year.
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In PPO network (USA): We will pay 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
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In PPO network (Outside USA): 100% to the certificate period maximum.
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Provider Network: Direct Billing through First Health Network.
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Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
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ID card & Visa Letter comes in email instantly.
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Student Secure - Budget Including USA
Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Plan appropriate for - Non-US students studying outside their home country.
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Ages - Upto 64 years.
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Coverage length - Minimum 5 days to maximum 12 months.
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ID card - Purchase online to print ID-card online.
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Renew - Renew online.
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Minumum 1 month renewal.
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Plan is not available for the applicant physically located in the state of NY, MD and WA.
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Optional Pre-existing condition coverage available.
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Student Secure - Budget Excluding USA
Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: US students Age up to 64 studying outside their home country.
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Coverage length: Minimum 15 days to maximum 1 year.
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In PPO network (USA): We will pay 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
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In PPO network (Outside USA): 100% to the certificate period maximum.
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Provider Network: Direct Billing through First Health Network.
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Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
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ID card & Visa Letter comes in email instantly.
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Student Secure Elite Including USA
Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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In PPO network(USA): Underwriters will pay 100% of the eligible expenses after deductible
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In PPO network(Outside USA): 100% to the certificate period maximum.
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Eligibility: US students Age up to 64 studying outside their home country.
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Coverage length: Minimum 15 days to maximum 1 year.
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Provider Network: Direct Billing through First Health Network
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Renew Online: You may renew your coverage as long as you continue tomeet the eligibility requirements.
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ID card & Visa Letter comes in email instantly.
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Student Secure Elite Excluding USA
Plan Administrator: Tokio Marine HCC Medical Insurance Services Group | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: US students Age up to 64 studying outside their home country.
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In PPO network (USA): Underwriters will pay 100% of the eligible expenses after deductible.
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In PPO network (Outside USA): 100% to the certificate period maximum.
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Provider Network: Direct Billing through First Health Network.
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Coverage length: Minimum 15 days to maximum 1 year.
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Renew Online: You may renew your coverage as long as you continue to meet the eligibility requirements.
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ID card & Visa Letter comes in email instantly.
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