Plan Detail

Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

• Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
• Coverage Length: Min 5 days up to max 364 days.
• Renew Online : Policy can be renewed up to 364 days to maximum 728 days depending upon citizenship.
• Acute Onset of Pre-existing Condition: $150,000 Sub-Limit for Maximum Limits purchased for $110,000, $550,000 or $1,100,000; All other Maximum Limits purchased will have a Sub-Limit of $50,000.
• Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
• PPO Network: No PPO Network, visit any doctor/Hospital.
• ID Card & Visa Letter comes in email instantly.

Sudden Onset of Pre-existing

The Beacon Series offers coverage for a prior health condition,which suddenly and unexpectedly asserts itself during your travel,but has not received ongoing treatment, which would include medication or therapy of any kind for the past 730 days. Policies purchased with a Maximum Limits of $110,000, $550,000, or $1,100,000 offer coverage for Eligible Expenses up to $150,000. Policies purchased for all other Maximum Limits offer up to $50,000 and up to $25,000 when related to an Emergency Medical Evacuation. The Sudden Onset of Pre-existing benefit is only available to Participating Members under the age of 70. With this powerful benefit, you will enjoy the peace of mind knowing you have coverage, even when your health history has a few blemishes.