Diplomat Long Term - Excluding USA

Plan Detail

Plan Administrator: Global Underwriters | AM Best Rating: A+ "Superior" | Underwriter: United States Fire Insurance Company

Description


ELIGIBLILITY AND PERIOD OF COVERAGE

Coverage will begin at 12:00 A.M. Eastern Standard Time on the latest of the following:

  1. The date and time your enrollment form and correct premium are received by Global Underwriters Agency.
  2. The effective date requested on the enrollment form or
  3. The moment You depart from your Home Country.
Coverage will end at 11:59 P.M. Eastern Standard Time on the earliest of the following:
  1. The moment You return to your Home Country, except as provided under the Home Country Coverage.
  2. Twelve months after your coverage’s effective date.
  3. The termination date shown on the enrollment form, for which premium has been paid; or 4) The date You are no longer considered an Eligible Person.

Eligibility

The Diplomat LT provides long term Accident and Sickness Medical Coverage, Travel Assistance, and Accidental Death and Dismemberment benefits to the below Eligibility Classes while traveling outside their Home Country. Coverage is available for you, a second adult, unmarried dependent Children, or Children traveling alone. The minimum period of coverage that can be purchased is three months, the maximum is twelve months. The Diplomat LT offers Renewable Coverage.

Eligibility Class I – World Wide With Travel to the United States (Non-US Citizens only)
If you are a Non-US Citizen traveling outside your Home Country, with travel to the United States, this plan will provide World Wide Coverage while on your trip.
 
Eligibility Class II – World Wide Without Travel to the United States
If you are traveling outside your Home Country, with No travel to the United States, this plan will provide World Wide Coverage while on your trip.