Plan Detail

Plan Administrator: Global Underwriters | Allied World Assurance Company, Ltd.; rated "A" (Excellent) by A.M. BEST

• Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
• Coverage Length: Min 3 months up to max 364 days.
• Renew Online : Policy can be renewed up to maximum of 364 days, also Renewable fees $10 applies.
• Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000; Age (65 to 99):-Up to $2,500.
• Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
• PPO Network: No PPO Network, visit any doctor/Hospital.
• ID Card & Visa Letter comes in email instantly.

Renewability Conditions and Restrictions

Coverage under the Diplomat LT is renewable if:

1. The Insured Person(s) meet all the eligibility requirements of the policy.
2. The Insurance Plan has not lapsed or terminated for any reason and
3. The renewal coverage does not exceed the maximum allowable period of coverage. Maximum allowable period of coverage is defined as follows: thirty-six continuous months for ages 14 days to 69 years, twenty-four continuous months for ages 70 to 79, and twelve continuous months for ages 80+. 

• If an Insured Person has been insured under the Plan for twelve continuous months, a new deductible and co-insurance apply.
• The chosen Medical Maximum is a Policy Lifetime Maximum and
• The Company reserves the right to change premium rates for each twelve months of continuous coverage.