Plan Detail

Plan Administrator: Global Underwriters | AM Best Rating: A+ "Superior" | Underwriter: United States Fire Insurance Company

• Plan best suited - US citizens travelling outside USA.
• Coverage length - Minimum 3 months to maximum 1 year.
• ID card - Insurance company will mail you ID card.
• Renewable - Minimum 1 month
• Acute Pre-existing condition coverage up to $20,000 for ages under 65 years. For ages 65 and older, plan will pay $2,500.

Renewability Conditions and Restrictions

Coverage under the Diplomat LT is renewable if:

1. The Insured Person(s) meet all the eligibility requirements of the policy.
2. The Insurance Plan has not lapsed or terminated for any reason and
3. The renewal coverage does not exceed the maximum allowable period of coverage. Maximum allowable period of coverage is defined as follows: thirty-six continuous months for ages 14 days to 69 years, twenty-four continuous months for ages 70 to 79, and twelve continuous months for ages 80+. 

• If an Insured Person has been insured under the Plan for twelve continuous months, a new deductible and co-insurance apply.
• The chosen Medical Maximum is a Policy Lifetime Maximum and
• The Company reserves the right to change premium rates for each twelve months of continuous coverage.