INF Advantage

Plan Detail

Plan Administrator: INF Healthcare | AM Best Rating : "A+"(Superior) | Underwriter: Axis Insurance Company.

Pre-existing Coverage


PRE-EXISTING CONDITIONS COVERAGE OPTION (LIMITED TO ACUTE ONSET)

*Pre-Existing Condition Coverage only Extends to Insured when Pre-Existing Coverage Option is chosen in the Enrollment Form.**

This feature of the INF Health Care Accident and Sickness Insurance Program provides coverage for Pre-Existing Conditions, defined as an illness, disease, injury or other condition of the Insured Person before the Insured Person’s coverage became effective under the Policy:

Pre-Existing Conditions coverage is limited to Acute Onset coverage. If you experience an acute onset of a pre-existing condition, benefits are payable according to your policy benefits. Treatment for said condition must be obtained within 12 hours of the sudden and unexpected outbreak or reoccurrence.

**For Individuals who select Non-Pre-Existing Coverage Option:

Pre-Existing Conditions, defined as an illness, disease, injury or other condition of the Insured Person that in the 365 day period before the Insured Person’s coverage became effective under the Policy.