INF Premier 2

Plan Detail

Plan Administrator: INF Healthcare I AM Best Rating : "A++" I Underwriter: CHUBB American Insurance Company.

Eligibility: Non US citizen & US Expatriates age 0-99 traveling to USA and traveling outside their home country.
Coverage Length: Minimum 90 days to 12 months.
Renew Online: It can be renewed up to 12months after the initial enrollment period,$5 application fee will charged for auto-enrollment.
Covers all pre-existing conditions: Including any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. Pre-Existing Conditions treated like new sickness.
Pre-Existing Condition: For Policy Maximum 100,000 (Age 0-69):-$20,000 & $40,000; (Age 70-99):-$15,000 & $25,000; For Policy Maximum 150,000 (Age 0-69):-$30,000 & $60,000.
$0 Copay for Doctors Visit & Urgent Care using MeMD Telemedicine
PPO Network: Provides First Health PPO Network.
Includes Coverage for Dental, Prescription Drug , Vision issues such as eye irritations, Pregnancy & Childbirth (conception must occur coverage start), Chiropractic care & Urinary Tract Infections.
ID card, Visa Letter, Certificate, & Dental Card are Emailed Instantly.
Note: This plan is only available for visitors before coming to the USA. If a person is already in the USA and needs to purchase this plan kindly contact us at 510-353-1180

Examples of Covered Pre-Existing Condition

Benefits Pre-existing Coverage Description Exclusions Renew Cancel Claims Provider Network

Pre-existing Coverage

PRE-EXISTING CONDITIONS COVERAGE

Policy Maximum	New Sickness Deductible	Pre-Existing Maximum	Pre-Existing Deductible
$100,000 (Age 0-99)	$75 (Age 0-69) \| $250 (Age 70-99)	$20,000 (Age 0-69) \| $15,000 (Age 70-99)	$1,000 (Age 0-99)
$100,000 (Age 0-99)	$75 (Age 0-69) \| $250 (Age 70-99)	$40,000 (Age 0-69) \| $25,000 (Age 70-99)	$5,000 (Age 0-99)
$100,000 (Age 0-99)	$250 (Age 0-69) \| $500 (Age 70-99)	$20,000 (Age 0-69) \| $15,000 (Age 70-99)	$1,000 (Age 0-99)
$100,000 (Age 0-99)	$250 (Age 0-69) \| $500 (Age 70-99)	$40,000 (Age 0-69) \| $25,000 (Age 70-99)	$5,000 (Age 0-99)
$150,000 (Age 0-69)	$75 (Age 0-69)	$30,000 (Age 0-69)	$1,000 (Age 0-69)
$150,000 (Age 0-69)	$75 (Age 0-69)	$60,000 (Age 0-69)	$5,000 (Age 0-69)
$150,000 (Age 0-69)	$250 (Age 0-69)	$30,000 (Age 0-69)	$1,000 (Age 0-69)
$150,000 (Age 0-69)	$250 (Age 0-69)	$60,000 (Age 0-69)	$5,000 (Age 0-69)

This feature of INF Health Care’s Accident and Sickness Insurance Program provides coverage for Pre-Existing Conditions, defined as an illness, disease, or other condition of the Covered Person that before the Covered Person’s coverage became effective under the Policy: (1) first manifested itself, worsened, became acute, or exhibited symptoms that would have caused a person to seek diagnosis, care, or treatment; or (2) required taking prescribed drugs or medicines, unless the condition for which the prescribed drug or medicine is taken remains controlled without any change in the required prescription; or (3) was treated by a Doctor or treatment had been recommended by a Doctor.

Pre-Existing Conditions coverage is subject to a Maximum Benefit as given by the following table: