Plan Detail

Plan Administrator: Seven Corners | AM Best Rating: A- "Excellent"  | Underwriter: Nationwide Insurance Company

• Plan best suited - Non-US students studying in USA.
• Ages - 31 days to 64 years.
• Coverage length - Minimum 15 days to maximum 365 days.
• ID card - Apply online to get ID card in email.
• Renew - Renew online, by phone, by email, by fax.

EXCLUSIONS AND LIMITATIONS

For Accidental Death and Dismemberment, Emergency Medical Evacuation, Repatriation of Mortal Remains, this insurance does not cover:

• Suicide or attempt thereof while sane or self destruction or any attempt thereof while insane;
• Disease of any kind; Bacterial infections except pyogenic infection which shall occur through an accidental cut or wound; (Only applicable for Accidental Death & Dismemberment)
• Hernia of any kind;
• Injury sustained while the Insured Person is riding as a pilot, student pilot, operator or crew member, in or on, boarding or alighting from, any type of aircraft;
• Injury sustained while You are riding as a passenger in any aircraft (a) not having a current and valid Airworthy Certificate and (b) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  1. Any consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to, or arising in connection with: a. war, invasion, act of foreign enemy hostilities, warlike operations (whether war be declared or not), or civil war;
  2. mutiny, riot, strike, military or popular uprising insurrection, rebellion, revolution, military or usurped power.
  3. any act of any person acting on behalf of or in connection with any organization with activities directed towards the overthrow by force of the Government de jure or de facto or to the influencing of it by terrorism or violence;
  4. martial law or state of siege or any events or causes which determine the proclamation or maintenance of martial law or state of siege (hereinafter for the purposes of this Exclusion called the “Occurrences”). Any consequence happening or arising during the existence of abnormal conditions (whether physical or otherwise), whether directly or indirectly, proximately or remotely occasioned by, or contributed to by, traceable to, or arising in connection with, any of the said Occurrences shall be deemed to be consequences for which the Underwriter shall not be liable under this Policy except to the extent that the Insured Person shall prove that such consequence happened independently of the existence of such abnormal conditions;
• Service in the military, naval or air service of any country;
• Flying in any aircraft being used for or in connection with acrobatic or stunt flying, racing or endurance tests;
• Flying in any rocket-propelled aircraft;
• Flying in any aircraft being used for or in connection with crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing or any experimental purpose;
• Flying in any aircraft which is engaged in any flight which requires a special permit or waiver from the authority having jurisdiction over civil aviation, even though granted;
• Illness of any kind;
• Being under the influence of alcohol or having taken drugs or narcotics unless prescribed by a legally qualified Physician or surgeon;
• Injury occasioned or occurring while You are committing or attempting to commit a felony or to which a contributing cause was You being engaged in an illegal occupation;
• While riding or driving in any kind of competition;
• Pregnancy, childbirth, miscarriage or abortion;
• This plan does not insure against loss or damage (including death or injury) and any associated cost or expense resulting directly from the discharge, explosion or use of any device, weapon or material employing or involving nuclear fission, nuclear fusion or radioactive force, or chemical, biological, radiological or similar agents, whether in time of peace or war, and regardless of who commits the act.
• Benefits attributable to injury or illness during the first 30 days of coverage for persons who enroll in this plan while confined to a Hospital, a convalescent, nursing, or rest home or facility, or a home for the aged, a place mainly providing Custodial, Educational, or Rehabilitative Care, a hospice or a facility mainly used for the Treatment(s) of drug addicts or alcoholics at the time of enrollment. (Only applicable for Emergency Medical Evacuation and Repatriation of Remains)