Liaison Student Elite - Including USA

Plan Detail

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

Pre-existing Coverage


Acute Onset of a Pre-existing Condition (during the initial 364 days of coverage) Medical covered expenses up to $25,000

Acute Onset of a Pre-existing Condition

This coverage is provided during your first 364 days of coverage.

We pay up to the amount shown in the Schedule of Benefits for an acute onset of a pre-existing condition if it occurs during the initial 364 days of your coverage period and if you receive treatment within 24 hours of the sudden and unexpected recurrence. We pay for one acute onset per pre-existing condition. Coverage is available for eligible medical expenses until the condition is no longer acute or you are discharged from the hospital.

This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatments existent or necessary prior to the date your coverage began.

What is an Acute Onset of a Pre-existing Condition?

It is a sudden and unexpected outbreak or recurrence of a pre-existing condition that occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms and requires urgent care. A pre-existing condition that is congenital or that gradually becomes worse over time will not be considered an acute onset. Also, a pre-existing condition will not be considered an acute onset if during the 30 days prior to the acute event you had a change in prescription or treatment for a diagnosis related to the acute event.

Waiver of Pre-existing Conditions

After you have been continuously covered for 364 days under a Liaison Student plan, we waive the pre-existing condition exclusion, so that pre-existing conditions are covered the same as other conditions with applicable copay, deductible, and coinsurance.