Liaison Student Plan 2

Plan Detail

Plan Administrator: Seven Corners | AM Best Rating: A- "Excellent"  | Underwriter: Nationwide Insurance Company

Exclusions


Exclusions

No Benefit shall be payable for Accident Medical, Sickness Medical, Mental Illness, Alcohol and Drug Abuse, Dental, Emergency Medical Evacuation/Repatriation, Return of Mortal Remains, and Emergency Medical Reunion, as the result of:

No Benefit shall be payable for Accidental Death and Dismemberment as the result of:
  • Suicide, or attempt thereof, while sane; or self destruction, or any attempt thereof, while insane, may vary by state of residence;
  • Disease of any kind; Bacterial infections, except pyogenic infection, which shall occur through an accidental cut or wound;
  • Hernia of any kind;
  • Injury sustained while you are riding as a pilot, student pilot, operator or crew member, in or on, boarding or alighting from, any type of aircraft;
  • Injury sustained while you are riding as a passenger in any aircraft (a) not having a current and valid Airworthy Certificate and (b) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  • Any consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to, or arising in connection with:a) war, invasion, act of foreign enemy hostilities, warlike operations (whether war be declared or not), or civil war. b) mutiny, riot, strike, military or popular uprisinginsurrection, rebellion, revolution, military or usurped power. c) acting on behalf of or in connection with any organization with activities directed towards the overthrow by force of the Government de jure or de facto or to the influencing of it by terrorism or violence. d) martial law or state of siege or any events or causes which determine the proclamation or maintenance of martial law or state of siege (Lloyd’s of London has alternative exclusionary wording. See program summary for details)
  • Service in the military, naval or air service of any country;
  • Flying in any aircraft being used for, or in connection with, acrobatic or stunt flying, racing or endurance tests;
  • Flying in any rocket-propelled aircraft;
  • Flying in any aircraft being used for, or in connection with, crop dusting or seeding or spraying, fire fighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing or any experimental purpose;
  • Flying in any aircraft which is engaged in any flight which requires a special permit or waiver from the authority having jurisdiction over civil aviation, even though granted;
  • Sickness of any kind;
  • Being under the influence of alcohol or having taken drugs or narcotics unless prescribed by a legally qualified Physician or surgeon;
  • Injury occasioned or occurring while you are committing or attempting to commit a felony or to which a contributing cause was your being engaged in an illegal occupation;
  • While riding or driving in any kind of competition;
  • This plan does not insure against loss or damage (including death or Injury) and any associated cost or expense resulting directly or indirectly from the discharge, explosion or use of any device, weapon or material employing or involving nuclear fission, nuclear fusion or radioactive force, or chemical, biological, radiological or similar agents, whether in time of peace or war, and regardless of who commits the act, regardless or any other cause or event contributing concurrently or in any other sequence thereto.
Excess Benefits: All coverages, except Accidental Death and Dismemberment, shall be in excess of all other valid and collectible Insurance Indemnity and shall apply only when such benefits are exhausted.