Plan Detail

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• Plan best suited - Non-US citizens traveling to USA only.
• Ages - 14 days to 99 years.
• Coverage length - Minimum 5 days to maximum 364 Days.
• ID card - Apply online to get ID card in email.
• Renew - Renew online, by phone, by email, by fax.
• Minimum 5 days renewal.
• Acute onset of pre-existing coverage: Age 0-69: $50,000 Age 70 & over: $10,000 Emergency Services & Assistance limit  $25,000

Eligibility. Liaison® provides coverage as outlined in this Certificate of Insurance for You while traveling outside of Your Home Country. For United States Citizens, “Home Country” is always the United States. Eligible individuals may also purchase coverage for their Spouse, Traveling Companions, and Child(ren). It is Your responsibility to maintain all records regarding travel history and age and to provide any documents to the Administrator necessary to verify eligibility requirements.

Period of Coverage. Period of Coverage and the Maximum Period of Coverage are defined in Section 9. The minimum Period of Coverage under the Liaison® Plan is five (5) days. Subject to those minimum and maximums, Coverage can be purchased in daily periods by paying the appropriate Plan cost.

Effective Date of Coverage: The date coverage for You begins under the terms of the Certificate, which begins at the later of the following times:

1. 12:00 a.m. United States Eastern Time on the date after the Company receives Your application and correct premium payment if application and payment is made online or by fax;
2. 12:00 a.m. United States Eastern Time on the day after the postmark date of Your application and correct premium payment if application and payment is made by mail;
3. The moment You depart Your Home Country; or
4. 12:00 a.m. United States Eastern Time on the date You request on Your application.

Expiration Date of Coverage: The date coverage for You terminates, which is the earliest of the following:

1. The moment You return to Your Home Country except as provided under Sections 3.8 and 3.9;
2. 11:59 p.m. United States Easter Time on the date of attainment of the Maximum Period of Coverage;
3. 11:59 p.m. United States Eastern Time on the date shown on Your ID card;
4. 11:59 p.m. United States Eastern Time on the date that is the end of the period for which the Plan premium has been paid; or
5. The moment You fail to be eligible.