Plan Detail

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
• Coverage Length: Min 5 days up to max 365 days.
• Renew Online: Policy can be renewed up to maximum of 365 days, also Renewal fees of $5 applies.
• Acute Onset of Pre-existing Condition: Age (0-69) : up to $25,000 ; Age 70 & over : up to $5,000.
• Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum.
• PPO Network :Provides Well board PPO Network.
• ID Card & Visa Letter comes in email instantly.

Acute Onset of a Pre-Existing Condition

If you are a non-United States Resident under the age of 70, the exclusion set forth in Section 8(a) is waived for the eligible medical Expenses for the first Acute Onset of a Pre-Existing Condition(s) during the Period of Coverage up to the amount set forth in the Schedule of Benefits for eligible medical Expenses incurred in the United States. The same waiver applies for persons age 70 and over for the amount set forth for them in the Schedule of Benefits. These waivers apply subject to Your payment of the Deductible and selected Coinsurance option. This waiver does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage; coverage for Treatment for which You have traveled; or coverage for conditions for which travel was undertaken after Your Physician has limited or restricted travel. Coverage ceases on the earliest of (i) the condition no longer being considered acute or (ii) Your discharge from the Hospital. As set forth in the Schedule of Benefits, there is no waiver for persons age 70 and over.

Waiver of Pre-Existing Condition(s). If You are a United States Resident under age 70, the exclusion set forth in Section 8 (a) is waived for amount set forth in the Schedule of Benefits for eligible medical Expenses incurred outside the United States. The same wavier applies for persons age 70 and over for the amount set forth for them in the Schedule of Benefits. This waiver is subject to Your payment of the Deductible and selected Coinsurance option. This waiver does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to the Effective Date of Coverage.

Pre-Existing Condition

Any medical condition, sickness, Injury, Illness, disease, Mental Illness or Mental or Nervous Disorder, regardless of the cause, including any Congenital, chronic, subsequent, or recurring complications or consequences related thereto or resulting therefrom, that with reasonable medical certainty existed at the time of application or any time during the 36* months prior to the Effective Date of Coverage under this Certificate, whether or not previously manifested, symptomatic, known, diagnosed, treated, or disclosed. This specifically includes, but is not limited to, any medical condition, sickness, Injury, Illness, disease, Mental Illness, or Mental or Nervous Disorder for which medical advice, diagnosis, care, or Treatment was recommended or received or for which a reasonably prudent person would have sought Treatment during the 36-month period immediately preceding the Effective Date of Coverage under this Certificate. For Insured Persons traveling outside the United States, the period is twelve (12) months instead of thirty-six (36) months.