Patriot Exchange Program - Standard

Plan Detail

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius Group, Sirius Specialty Insurance Corporation

Plan best suited - Non US Citizens travelling to Europe only.
Ages - 14 days to 64 years.
Coverage length - Minimum 1 month maximum 48 months.
Renew (if you initially purchase the plan for 3 months) - Renew online, by phone, by email, by fax.
Minimum of 1 month renewal.

Benefits Description Exclusions Renew Cancel Claims Provider Network

Cancel

QUALITY GUARANTEE

Your satisfaction is very important to IMG. If you are not pleased with this product for any reason, you may submit a written request, prior to your effective date, for cancellation and refund of your premium. You may cancel your plan after your effective date if you do not have any claims filed with IMG, however, the following conditions will apply:

you will be required to pay a $50 cancellation fee and
only full month premiums will be considered for refunds (e.g., if you choose to cancel your coverage two months and two weeks prior to the date your coverage ends, IMG will only consider the two full months for a refund). If you have filed claims, your premium is nonrefundable.

Before Policy Effective Date:	Full Refund
After Policy Effective Date (if no claim filed):	Unused Portion of Premium (Full Remaining Months Only) - $50 Cancellation Fee

Please send cancellation request at cancel@imglobal.com and copy that email to us. Our email is given on Contact Us page.