Plan Detail
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
-
Eligibility:- Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
-
Coverage Length: Min 5 days up to max 365 days.
-
Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
-
Acute Onset of Pre-existing Condition:
-
US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: up to overall policy maximum ; Age (65-69) :- Up to $2500.
-
Non- US Citizen: Under Age 70: Up to the Period of Coverage limit or $1,000,000 (whichever is lower).
-
Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
-
PPO Network: Provides International Provider Access.
-
ID Card & Visa Letter comes in email instantly.
Cancel
QUALITY GUARANTEE
Your satisfaction is very important to IMG. If you are not pleased with this product for any reason, you may submit a written request, prior to your effective date, for cancellation and refund of your premium. If you do not have any claims filed with IMG, you may cancel your plan after your effective date, however, the following conditions will apply:
-
You will be required to pay a $50 cancellation fee and
-
only full month premiums will be considered for refunds (e.g., if you choose to cancel your coverage two months and two weeks prior to the date your coverage ends, IMG will only consider the two full months for a refund). If you have filed claims, your premium is non-refundable.
|
Before Policy Effective Date: |
Full Refund |
|
After Policy Effective Date (if no claim filed): |
Unused Portion of Premium (Full Remaining Months Only) - $50 Cancellation Fee |
Please send cancellation request at cancel@imglobal.com and copy to us at contact@multichoiceinsurance.com