Plan Detail
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Plan best suited - Patriot International insurance is available for those traveling outside of the United States.
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Ages - 14 days to 80+ years.
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Coverage length - Minimum 5 days to 12 months until reaching a maximum of 24 continuous months
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ID card - Apply online to print ID-card online
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Renew (If plan initially purchased for min. 1 month) - Renew online, by phone, by email, by fax.
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Minimum of 5 days renewal.
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Acute Pre-existing condition coverage up: U.S. citizen up to age 65 with primary health plan: Up to maximum limit. U.S. citizen up to age 65 without primary health plan: $20,000 maximum limit. U.S. citizen age 65 to age 70: $2,500 maximum limit. Non-U.S. citizen up to age 70: Up to maximum limit or $500,000 - whichever is lower.
Cancel
QUALITY GUARANTEE
Your satisfaction is very important to IMG. If you are not pleased with this product for any reason, you may submit a written request, prior to your effective date, for cancellation and refund of your premium. If you do not have any claims filed with IMG, you may cancel your plan after your effective date, however, the following conditions will apply:
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You will be required to pay a $50 cancellation fee and
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only full month premiums will be considered for refunds (e.g., if you choose to cancel your coverage two months and two weeks prior to the date your coverage ends, IMG will only consider the two full months for a refund). If you have filed claims, your premium is non-refundable.
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Before Policy Effective Date: |
Full Refund |
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After Policy Effective Date (if no claim filed): |
Unused Portion of Premium (Full Remaining Months Only) - $50 Cancellation Fee |
Please send cancellation request at cancel@imglobal.com and copy to us at contact@multichoiceinsurance.com