Patriot Multi-Trip Group America

Plan Detail


Why Consider International Travel Medical Insurance?

When your group travels frequently throughout the year, they have plenty of responsibilities. They don’t need to be worried about their medical coverage while abroad.  But what would happen if they became ill or injured during the trip?

Most travelers assume they will be covered by their standard medical plan.  The truth is, while traditional plans offer adequate domestic coverage, they are not designed for international travel.

Your group has enough to worry about when they travel. Don’t let their medical coverage be an uncertainty. International Medical Group® (IMG®) has developed two Patriot Multi-TripSM Group plans to provide you and your group Coverage Without Boundaries® so you can spend more time enjoying your international experience, and spend less time worrying about your medical coverage.
Why Patriot Multi-Trip Group?
The two Patriot Multi-Trip Group plans offer a complete package of international benefits available 24 hours a day. Patriot Multi- Trip Group International is a plan for U.S. citizens that provides coverage for a group of people taking multiple trips annually outside the U.S.  Patriot Multi-Trip Group America is a plan for non-U.S. citizens that provides coverage for a group of people who take multiple trips annually outside of their home country, and/or country of citizenship.  Both plans offer coverage for the group members, their spouses and/or children for each trip taken outside their home country, and/or country of citizenship, during a period of up 12 months with renewability up to three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer excellent benefits and services to meet your global needs.  You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment.  You also have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S.  You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.
A Unique, Full-Service Approach
At IMG, we know that the reasons to travel abroad are many and varied - that’s why our services are designed to provide you with the assistance you need no matter where you are.  Our goal is to provide you Coverage Without Boundaries.  By providing global products and services to vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence, IMG is the single resource for all your international travel medical insurance needs.    
Our service and support sets us apart. Since 1990, we’ve served more than a million people around the globe - always focused on the specific needs of each individual.  We’ve set the benchmark for industry service levels by integrating independent credentialing services with in-house, fully owned and operated service divisions. At IMG, we’re with you, wherever you go - bringing support for all your insurance needs around the globe - providing you Global Peace of Mind®.
Service at your fingertips anytime, anywhere - that’s what MyIMG provides.  MyIMG is our proprietary online service that allows you to access information and manage accounts, 24 hours a day, seven days a week, from anywhere in the world.  Our service centers in the U.S. and Europe are always available to help or handle emergencies 24 hours a day, but through MyIMG you have immediate access to a wealth of information about your account and can manage routine areas to help you save time when you may need it most.  Some features include:
  • „Get explanation of benefits
  • Initiate precertification
  • „Locate a provider
  • Obtain certificate documents
  • Request ID cards
  • Recommend provider/facility