Reside Prime is intended for persons who live or travel outside the United States. It’s the health insurance solution for you and your family if you are:
All members must be at least 14 days old and younger than 75 at application time.
If coverage begins before your 75th birthday, you may renew, at the discretion of the underwriter, as long as you remain eligible and pay your renewal premium. You will not be required to answer medical questions to renew, and you cannot be singled out for cancellation. If you are insured for more than three consecutive policy periods, the Extended Coverage Schedule of Benefits applies.
WORLDWIDE COVERAGE
You may choose from two coverage areas, each with different pricing. With both options, your time in the U.S. must be limited to 180 days during any given 364-day period.
If you are residing in or traveling to the U.S. or Canada, you may choose Geographical Treatment Area A (worldwide coverage including the U.S. and Canada).
If you will not spend time in the U.S. or Canada, you may select Geographical Treatment Area B (worldwide coverage excluding the U.S. and Canada). Please note there is no coverage in the U.S. and Canada if you purchase Area B. Once a Geographical Treatment Area is purchased, changes are not available on the same certificate.
*It is your responsibility to maintain all records regarding travel history, age and student status. These may be required by Seven Corners to verify plan eligibility.
HOW DO I APPLY FOR COVERAGE?
Simply complete the online application and submit it with your payment. If you would like a paper application, please contact your agent or Customer Service at 1-800-335-0611. We will review your application and request additional information if needed. If you are accepted, you will receive an ID card with your effective date and conditions of acceptance along with a certificate of coverage. The certificate describes the program in detail. If you are not accepted for coverage, Seven Corners will return your premium without delay.
YOUR UNDERWRITER
Reside Prime is underwritten by Certain Underwriters at Lloyd’s of London and Tramont Insurance Company Limited. Both companies have the experience and financial strength to provide the security you need in a health insurance provider. Your residence address determines which one provides your coverage. Pricing and benefits are identical for both companies.
Lloyd’s of London has over 300 years of experience in the international insurance business and is one of the largest insurance entities in the world. Please visit www.lloyds.com for details. Tramont Insurance Company Limited is a worldwide insurer with the expertise to provide quality international health insurance. For details regarding Tramont, please visit www.tramontinsurance.com.
SEVEN CORNERS, PROGRAM ADMINISTRATOR
Seven Corners, Inc.* has administered Reside Prime since its inception. With 20 years of experience, we have the innovative solutions necessary to handle the demands of the international insurance arena. We service thousands of policyholders throughout the world and provide international insurance plans for private citizens, governments, missionaries, students, and corporations. You can feel confident knowing Seven Corners is working for you from the time you complete your application through the claims payment process.
*In California, operating under the name Seven Corners Insurance Services.