Reside

Plan Detail

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London

Description


WHY CHOOSE RESIDE WORLDWIDE?
 
Reside Worldwide is a scheduled benefit plan with the flexibility and security you need no matter where you are in the world! Whether you are a U.S. citizen spending extended time overseas or a foreign national looking for added protection in your home country and while traveling, Reside follows you wherever you go. With a worldwide network of providers, a 24-hour assistance team, and a seasoned administrative staff, we are here to ensure you receive the care you need.
 
WHO IS ELIGIBLE FOR RESIDE WORLDWIDE?
 
If coverage begins before your 75th birthday, you may renew, at the discretion of the underwriter, as long as you remain eligible and pay your renewal premium. You will not be required to answer medical questions at renewal, and you cannot be singled out for cancellation.
 
WORLDWIDE COVERAGE
 
You may choose from two coverage areas, each with different pricing. If you are residing in or traveling to the U.S. or Canada, choose Geographical Treatment Area A (worldwide coverage including the U.S. & Canada). If your plans do not include time in the U.S. or Canada, you may choose Geographical Treatment Area B (worldwide coverage excluding the U.S. & Canada).
 
Please note that once a Geographical Treatment Area is purchased, changes are not available on the same certificate.
 
For U.S. Citizens and Non-U.S. Citizens: With both treatment area options, your time in the U.S. must be limited to 180 days in any given 364-day period. If you exceed 180 days, your coverage will immediately terminate.
 
*It is your responsibility to maintain all records regarding travel history, age and student status. Seven Corners may require this information to verify eligibility requirements. 
 
HOW DO I APPLY FOR COVERAGE
 
Simply submit the online application with your payment. If you would like a paper application, please contact your agent. We will review your application within two business days and request additional information if needed. If accepted, you will receive an ID card with your effective date, conditions of acceptance, and certificate of coverage with program details. If Seven Corners is unable to offer coverage, we will return your premium without delay.
 
DEDUCTIBLES, COINSURANCE & POLICY MAXIMUMS
 
You have six deductible options, and your deductible applies to each injury and each sickness.
 
The amount covered for each expense is shown in the schedule of benefits on page one. Benefits vary by area of treatment, depending on whether you are inside the U.S. & Canada or outside the U.S. & Canada. If you travel during treatment from one area to another, the limitations of the new area apply. If you did not purchase Geographical Treatment Area A (worldwide including the U.S. & Canada), there is no coverage for treatment in the U.S. and Canada.
 
YOUR UNDERWRITER
 
Reside Worldwide is underwritten by Certain Underwriters at Lloyd’s of London and Tramont Insurance Company Limited. Both companies have the experience and financial strength to provide the security you need in a health insurance provider. Your residence address determines which one provides your coverage. Pricing and benefits are identical for both companies.
 
Lloyd’s of London has over 300 years of experience in the international insurance business and is one of the largest insurance entitities in the world. Please visit www.lloyds.com for details. Tramont Insurance Company Limited is a worldwide insurer with the expertise to provide quality international health insurance. Please visit www. tramontinsurance.com for details.
 
SEVEN CORNERS, YOUR PROGRAM ADMINISTRATOR
 
Seven Corners, Inc.* has administered Reside Worldwide since its inception. With 20 years of experience, we have a strong history of providing innovative solutions to handle the demands of the international insurance arena. Our staff of professionals serves the needs of thousands of policyholders throughout the world. We provide insurance for private citizens, governments, missionaries, students, and corporations of various nations around the globe. You can feel confident knowing that Seven Corners is here to assist you with your needs from the time you complete your application through the claims payment process.
 
*In California, operating under the name Seven Corners Insurance Services.