RoundTrip International

Plan Detail

Plan Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

Benefits


SCHEDULE OF BENEFITS

TRAVEL All benefits are shown in U.S.
Dollar amounts.
Trip Cancellation Trip Cost up to $30,000*
Trip Interruption 100% of Trip Cost*
Limited to $1,000 if your trip cost is $0
Single Occupancy Supplement Trip Cost*
Trip Delay Minimum 12 hours delay
$100 per day, maximum of $500
Missed Connection Minimum 3 hours delay
Maximum of $500
* Up to the lesser of the trip cost paid or the nonrefundable cancellation penalties imposed by the travel suppliers.

ACCIDENT & HEALTH

Emergency Accident and
Emergency Sickness Medical
Expense
$0 Deductible
Maximum of $100,000
Emergency Dental Treatment maximum of $750
Accidental Death & Dismemberment $25,000 Principle Sum
Coma Maximum of $50,000; 1% per month
Felonious Assault $10,000

EMERGENCY TRAVEL

Emergency Medical Evacuation and Medically Necessary Repatriation Maximum of $100,000
Bedside Traveling Companion Included in Emergency Medical Evacuation and Medically Necessary Repatriation
Return Insured Home Included in Emergency Medical Evacuation and Medically Necessary Repatriation
Return Minor Child(ren Included in Emergency Medical Evacuation and Medically Necessary Repatriation
Transportation of Spouse or Domestic Partner Included in Emergency Medical Evacuation and Medically Necessary Repatriation
Return of Mortal Remains Maximum of $50,000
Political Evacuation Maximum of $100,000

PROPERTY COVERAGES

Baggage Delay (Outward Journey Only) Minimum 12 hour delay $100 per day, maximum of $200
Baggage Delivery (Outward Journey Only) Maximum of $100
Baggage / Personal Effects $0 Deductible
Maximum of $2,500
Per Item Limit: $250
Described Valuables: $500
Sports Equipment Rental Coverage Maximum of $500
Personal Liability Maximum of $100,000

TRIP CANCELLATION — If you cannot take your trip due to a stated unforeseen event (shown below), we pay you for:

  • The amount of forfeited, nonrefundable, and unused payments or deposits you paid for your trip;
  • The additional cost to you if your travel supplier cancels your trip for a covered reason and you choose to replace that travel supplier with a different one;
  • The reissue fee (up to $75.00) charged by the airline for your tickets if your travel supplier cancels your trip (you must have covered the entire cost of your trip including airfare);
  • Airfare cancellation charges;
  • Fees incurred by you for re-depositing your frequent traveler awards (frequent flyer miles or hotel/motel rewards) into your account if your trip is cancelled for any of the unforeseen events described below.

TRIP INTERRUPTION — If you cannot continue or resume your trip due to a stated unforeseen event (shown below) which occurs after your departure, we will pay you for:

  • The unused, nonrefundable trip arrangements you prepaid to your travel suppliers;
  • Additional transportation expenses;
  • Return air travel up to the lesser of the cost of an economy flight or the amount shown in the Schedule of Benefits

UNFORESEEN EVENTS:

Sickness, injury, or death of you, your traveling companion, family member, or business partner Mandatory evacuation at your destination due to hurricane or other natural disaster.
Death or hospitalization of your destination host Your job transfer requires relocation of your principal residence
Adverse weather, natural disasters or terrorist attacks, causing complete cessation of travel services You or your traveling companion are a victim of felonious assault within 10 days of departure
Primary residence or destination accommodations uninhabitable due to natural or man-made disaster Vandalism or burglary of your principal residence within 10 days of departure
Strike causing complete cessation of your common carrier’s services (for at least 12 consecutive hours) Traffic accident en route to departure
You or your travel companion are hijacked, quarantined, required to serve on a jury, subpoenaed, or required to appear as a witness in a legal action You, your traveling companion, or family member, who are military personnel, are called to emergency duty for a natural disaster (not war), or military duty within 30 days of departure
Your job termination or layoff (must have been employed there for 3 consecutive years) You are active military personnel and have your leave revoked or are redeployed
Terrorist attack within 30 days of your departure You are unable to participate in scheduled hunting, fishing, or sport expedition due to a delay or your sports equipment for 12 hours or more
Government authorities prohibit the activities you planned to do at your destination  

This brochure does not contain a complete summary of the description of unforeseen events. Please view your plan document at sevencorners.com/help/plan-documents for details.

SINGLE OCCUPANCY

We will pay the additional cost for your per person occupancy rate if a person booked to share accommodations with you delays, cancels, or interrupts his or her trip for a covered reason and you do not cancel your trip.

TRIP DELAY

Reimburses you on a one-time basis for additional transportation, meals, accommodations, and non-refundable, unused prepaid expenses if you are delayed for 12 hours or more en route to or from your trip due to a hazard. Hazards include: delay of a common carrier, delay by a traffic accident (if you are en route to a departure), delay due to lost or stolen passports, travel documents or money; quarantine; hijacking; unannounced strike; natural disaster; civil commotion or riot; a closed roadway causing cessation of travel to the travel supplier or the destination of your trip.

MISSED CONNECTION

Reimburses you for additional transportation expenses needed to join your departed trip if you miss your connection due to cancellation or delay for 3 or more hours of all regularly scheduled flights due to inclement weather or any delay caused by a common carrier. This coverage is secondary to compensation provided by a common carrier.

EMERGENCY ACCIDENT & SICKNESS MEDICAL EXPENSE

Covers medical treatment for an emergency sickness or emergency accidental injury which occurs during your trip. You must receive initial treatment while on your trip. Emergency dental treatment is covered as shown in the schedule of benefits.

ACCIDENTAL DEATH & DISMEMBERMENT

Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.

COMA

Pays benefits if you become comatose due to an accident.

FELONIOUS ASSAULT

Pays benefits if you are injured as the result of a felonious assault while traveling, if you have a loss which is payable under Accidental Death & Dismemberment or Coma Benefit.

EMERGENCY MEDICAL EVACUATION & REPATRIATION*

The benefits listed below are provided if your attending physician, in coordination with Seven Corners Assist, orders your emergency medical evacuation. Benefits must be pre-approved by Seven Corners Assist, which arranges for all services.

We will transport you to the closest adequate medical facility.

We will pay for an escort if you are disabled during your trip and your physician recommends it.

If you are hospitalized for more than 7 days following an evacuation, we will 1) transport dependent children home (with an escort if necessary) if they are traveling with you and/or 2) bring 1 person of your choice to/from your bedside if you are alone.

If we previously evacuated you to a medical facility, we will pay your airfare costs from that facility to your residence within 1 year from your original scheduled return date, less refunds from your unused transportation tickets.

We will return your spouse or domestic partner to your primary residence if you are hospitalized for more than 7 days, or if you die on the trip.

*Failure to utilize Seven Corner Assist to arrange for these services will result in the denial of benefits.

RETURN OF MORTAL REMAINS*

If you die while traveling, we will return your remains to your primary residence.

POLITICAL EVACUATION*

If a formal recommendation is made for you to leave your host country, or if you are expelled or declared persona non-grata by the host country, we will transport you to your home country. This benefit will not apply if a formal Travel Warning was issued by the State Department or appropriate authorities recommend travelers avoid a certain country, and you did not follow it.

*Failure to utilize Seven Corner Assist to arrange for these services will result in the denial of benefits.

BAGGAGE DELAY/BAGGAGE DELIVERY (OUTWARD JOURNEY ONLY)

We will pay you if your checked baggage is delayed or misdirected by your common carrier for more than 12 hours.

If your checked baggage is delayed after you reach your destination and the common carrier charges you for delivery, we will pay the cost up to the amount shown in the schedule.

BAGGAGE/PERSONAL EFFECTS

  • Covers loss, theft, and damage to baggage and personal effects.
  • We will pay for fees associated with replacement of your passport during your trip.

SPORTS EQUIPMENT RENTAL

We will reimburse you on a one-time basis for the cost of renting replacement sports equipment, if your sports equipment is stolen or is damaged, lost, or delayed by your common carrier for 12 hours or more.

PERSONAL LIABILITY

We will pay for eligible court-entered judgments or settlements approved by us) that are related to the personal liability you incur for acts, omissions, and other occurrences for losses or damages caused by your negligent acts or omissions that result in: 1) injury to a third person; 2) damage or loss to a third person’s personal property; 3) damage or loss to a related third person’s personal property. We will also pay you for associated reasonable legal fees and out-of-pocket costs incurred by you with respect to the determination and/or settlement of such legal liability. See your plan document for conditions which apply to this benefit.

PRE-EXISTING MEDICAL CONDITIONS

Pre-existing conditions are not covered by RoundTrip International. A pre-existing condition is any accidental injury, sickness or condition of you, your traveling companion, or your family member booked to travel with you for which medical advice, diagnosis, care or treatment was recommended or received within the 60 day period ending on the effective date of this plan. Sicknesses or conditions are not considered pre-existing if the sickness or condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription.