Safe Travels First Class

Plan Detail

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited

Benefits


Schedule of Benefits

Trip Cancellation* Trip Cost: Up to a Maximum of $50,000. ($30,000 age 81 and up)
Maximum Trip Length 90 Days
Trip Interruption 150% of Trip Cost Limit
Trip Delay Minimum Delay 12 hours;
Maximum Limit $1,000 ($200 per day)
Missed Connection (Cruise and Tour Departures) Minimum Delay 3 hours;
Maximum Limit $1,000
Emergency Accident & Sickness Medical Expense
(secondary coverage)
$150,000
Medical Evacuation/Repatriation $1,000,000
Baggage/Personal Effects Maximum $2,000
Baggage Delay
(12 hours – Outward Journey)
Minimum Delay 12 hours;
Maximum Limit $400
24-Hour AD&D $10,000
Common Carrier AD&D $25,000
Travel Assistance Services Included
Property Damage $5,000
Optional: Baggage/Personal Effects Upgrade $5,000; per item limit $1,000
$10,000; per item limit $2,500
Optional: Flight Accident Per Trip $100,000, $250,000, or $500,000
Optional: Collision Damage Waiver $50,000
Optional: Cancel for Any Reason Up to 75% of Non-Refundable Trip Cost
Optional: Pet See Coverage Highlights for description of services

This is a Summary of Benefits. Full coverage details, terms and conditions can be found in the Policy/ Certificate of Coverage and Confirmation of Coverage. Not all coverages are available in all states.

*Note: If the Insured purchases the $0 category- there is no Trip Cancellation. Trip Interruption only covers return air up to $1,000 per Person. All other benefits apply.

COVERAGE HIGHLIGHTS

TRIP CANCELLATION
We will reimburse you, up to the maximum benefit shown on the confirmation, for the cost of your airline ticket, the reissue fee charged by the airline for the tickets or your non-refundable airfare cancellation charges for flights joining or departing your Land/Sea Arrangements if cancellation occurs before your scheduled departure date due to unforeseen circumstances such as illness, injury, death, Strike, Terrorist Attack, security breach at the airport or weather.

TRIP INTERRUPTION
We will reimburse you, up to the maximum benefit shown on the confirmation of coverage if you or your traveling companion, booked to travel with you, are prevented from continuing or resuming your trip due to unforeseen circumstances such as sickness, accidental injury, death, Strike, Terrorist Attack, mandatory evacuation or weather.

TRIP DELAY
We will reimburse you, up to the Plan maximum for additional expenses on a one-time basis, if you are delayed for 6 or more hours, while in route to or from your trip due to a defined hazard such as delay of Common Carrier, traffic accident, weather, lost or stolen passports, travel documents or money, Quarantine, hijacking, unannounced Strike, natural disaster, civil commotion or riot.

BAGGAGE DELAY
We will reimburse you, up to the Plan maximum for the expense of replacing necessary personal effects if your checked baggage is delayed or misdirected by a Common Carrier for more than 12 hours while on your trip.

BAGGAGE/PERSONAL EFFECTS
We will reimburse you, up to the Plan maximum for the loss, theft or damage to baggage and personal effects while checked with a Common Carrier during your trip.

EMERGENCY EVACUATION & REPATRIATION OF REMAINS
We will pay, up to the Plan maximum any reasonable charges for Emergency Medical Evacuation required by a Physician, for a covered injury or sickness, to the closest adequate medical facility using the most direct and economical conveyance and route possible. All evacuations must be arranged and authorized by the Assistance Company.

AIRLINE TICKET CHANGE FEE
We will reimburse you, up to the Plan maximum for your incurred penalty or change fee should you have to change the dates of your airline ticket due to unforeseen events such as accident, illness or death of you, your Family Member or Traveling Companion.

MISSED CONNECTION
We will reimburse you, up to the Maximum Benefit shown on the Confirmation of Coverage, if you miss your cruise or tour departure, scheduled during your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather. Coverage is secondary to any compensation provided by a Common Carrier.

EMERGENCY ACCIDENT & SICKNESS EXPENSE
We will pay or reimburse benefits up to the Maximum Benefit shown on the Confirmation of Coverage, if you incur Covered Medical Expenses because of Emergency Treatment of a Sickness that first manifests itself during the Trip. Emergency Treatment means necessary medical treatment that must be performed during the Trip due to the serious and acute nature of the Sickness.

PROPERTY DAMAGE
We will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, for direct physical damage to Covered Real or Personal Property within the unit You or a Traveling Companion occupies while on Your Trip.

OPTIONAL UPGRADED BAGGAGE AND PERSONAL EFFECTS
Choice to increase your coverage for baggage and personal effects to $5,000 or $10,000.

OPTIONAL UPGRADED FLIGHT ACCIDENT BENEFITS
We will pay benefits equal to the additional amount purchased for accidental death or dismemberment when the Insured dies or is injured due to a covered air travel event. Losses must occur within 180 days from the date of the accident.

OPTIONAL COLLISON DAMAGE WAIVER
We will reimburse you for the cost of repairs, rental charges and/or actual cash value of the car if you rent a car while on the Trip, and the car is damaged due to collision, theft, vandalism, windstorm, fire, hail, flood or any cause not within your control while in your possession.

OPTIONAL CANCEL FOR ANY REASON
We will reimburse you for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits you paid for your Trip shown on the Confirmation of Coverage If you cancel your Trip for any reason not otherwise covered by this Certificate.

OPTIONAL PET
We will assist with the following services; Pet Pre-Trip Planning • Veterinarian/Emergency Clinic Referrals • Prescription Replacement/Pet Medicine Assistance • Kennel Referrals • Pet-friendly Hotel Referrals • Pet-friendly Airline Referrals.

We will provide the following: Pet Return, Pet Medical Expense, Trip Delay (Kennel Expense), Trip Cancellation/Interruption due to a death of a pet.

A “Pet” shall mean any domestic dog or cat weighing less than 200 pounds that is kept for pleasure and companionship rather than utility.

PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER
The 60 day Pre-Existing Conditions Exclusion found in this Plan is waived if coverage is purchased within 14 days of your initial payment/deposit of your airline ticket, purchase coverage for the full amount of your trip and you are medically able to travel on your effective date.

TEN DAY FREE LOOK
you may cancel this Policy by giving Trawick International written notice of cancellation on the earlier of: (a) 10 days from the date your policy is purchased; or (b) prior to your scheduled departure date. If you do this, We will refund your premium paid provided you have not filed a claim under this Policy.