Safe Travels for Visitors to the USA

Plan Detail

Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: Crum and Forster, SPC

Acute Pre-Ex Coverage


 

Age(0-69)-25,000 Maximum Limit

Age(0-69)-50,000 Maximum Limit

Age(0-69)-75,000 Maximum Limit

Age(0-69)-1,00,000  Maximum Limit

Age(0-69)-1,75,000 Maximum Limit

Age(70-89)
50,000
Maximum
Limit

Age(70-89)
1,000,000
Maximum
Limit

Acute Onset of Pre existing Condition

up to policy maximum. Cardiac disease or condition will be limited to $25,000. Emergency Medical Evacuation covered up to $25000 maximum lifetime limit.

Acute Onset of a Pre- Existing Condition covered t up to policy maximum. Cardiac disease or condition will be limited to $25,000. Emergency Medical Evacuation covered up to $25000 maximum lifetime limit.

Acute Onset of a Pre- Existing Condition covered t up to policy maximum. Cardiac disease or condition will be limited to $25,000. Emergency Medical Evacuation covered up to $25000 maximum lifetime limit.

Acute Onset of a Pre- Existing Condition covered t up to policy maximum. Cardiac disease or condition will be limited to $25,000. Emergency Medical Evacuation covered up to $25000 maximum lifetime limit.

Acute Onset of a Pre- Existing Condition covered t up to policy maximum. Cardiac disease or condition will be limited to $25,000. Emergency Medical Evacuation covered up to $25000 maximum lifetime limit.

Age for 70-79:
Acute Onset of a Pre- Existing Condition covered t up to policy maximum. Cardiac disease or condition will be limited to $35000. Emergency Medical Evacuation covered up to $25000 maximum lifetime limit..
Age for 80-99:
Acute Onset of a Pre- Existing Condition covered t up to policy maximum. Cardiac disease or condition will be limited to $15000. Emergency Medical Evacuation covered up to $25000 maximum lifetime limit.

Age for 70-79:
Acute Onset of a Pre- Existing Condition covered t up to policy maximum. Cardiac disease or condition will be limited to $35000. Emergency Medical Evacuation covered up to $25000 maximum lifetime limit..
Age for 80-99:
Acute Onset of a Pre- Existing Condition covered t up to policy maximum. Cardiac disease or condition will be limited to $15000. Emergency Medical Evacuation covered up to $25000 maximum lifetime limit.

Acute Onset of a Pre-Existing Condition(s)

"Acute Onset of a Pre-Existing Condition” means a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition which occurs 1) spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent and immediate medical care; 2) is a minimum of 48 hours after the Effective Date of the policy; and 3) prior to the age shown in the Schedule of Benefits/Limits with treatment being obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is a Congenital condition or that gradually becomes worse over time will not be considered Acute Onset.

For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Period of Coverage except for any coverage related to cardiac disease or conditions, which will be limited to $25,000 up to and including age 69 and $15,000 for ages 70 and above. Upon attaining ages 70-79 Acute Onset benefits will be reduced to a Maximum of $35,000, upon attaining age 80 Acute Onset benefits will be reduced to a Maximum of $15,000 with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Provides coverage for an Acute Onset of a Pre-Existing Condition. Any repeat/reoccurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage. A Pre-Existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset. This benefit covers only ONE (1) Acute Onset episode of a Pre-Existing condition. Sudden and Acute Onset of a Pre- Existing Condition Coverage expires upon medical advice that the condition and Onset is no longer acute or you are discharged from a medical facility.