Safe Travels Outbound Cost Saver
Plan Detail
Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 180 days.
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Renew Online: Non-Renewable.
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Acute Onset of Pre-existing Condition: No Coverage.
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Pre-Existing Condition Limitation: 180 days.
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Co-Insurance: Not Applicable.
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PPO Network: No PPO Network, visit any doctor.
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ID Card & Visa Letter comes in email instantly.
Exclusions
LIMITATIONS AND EXCLUSIONS
The following exclusions apply to Trip Delay, Trip Interruption, Accidental Death & Dismemberment, Sickness Medical Expense, Accident Medical Expense, Emergency Evacuation and Repatriation of Remains:
Loss caused by or resulting from:
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Pre-Existing Conditions, as defined in the Definitions section (except Emergency Evacuation and Repatriation of Remains);
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suicide, attempted suicide or any intentionally self-inflicted injury while sane or insane, unless results in the death of a non-traveling Family Member;
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intentionally self-inflicted injuries;
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war, invasion, acts of foreign enemies, hostilities between nations (whether declared or not), civil war;
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participation in any military maneuver or training exercise;
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piloting or learning to pilot or acting as a member of the crew of any aircraft;
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participation as a professional in athletics;
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being under the influence of drugs or intoxicants, unless prescribed and used in accordance with the instructions provided by a Physician;
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commission or the attempt to commit a dishonest, fraudulent or criminal act;
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participating in Bodily Contact Sports (football, wrestling, ice hockey, rugby, lacrosse, boxing, full contact karate, hurling and rodeo); skydiving; hang-gliding; Parachuting; Mountaineering; any race; bungee cord jumping; speed contest (speed contest shall not include any of the regatta races); scuba diving unless accompanied by a dive master or if the depth exceeds fifty (50) feet; deep sea diving; spelunking or caving; heliskiing; extreme skiing; Extreme Sports;
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dental treatment except as a result of an injury to Sound Natural Teeth within twelve (12) months of the injury;
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pregnancy and childbirth (except for complications of pregnancy);
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curtailment or delayed return for other than covered reasons;
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traveling for the purpose of securing medical treatment;
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services not shown as covered;
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directly or indirectly, the actual, alleged or threatened discharge, dispersal, seepage, migration, escape, release or exposure to any hazardous biological, chemical, nuclear radioactive material, gas, matter or contamination;
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care or treatment that is not Medically Necessary;
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care or treatment for which compensation is payable under Worker’s Compensation Law, any Occupational Disease law; the 4800 Time Benefit plan or similar legislation;
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Accidental Injury or Sickness when traveling against the advice of a Physician;
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cosmetic surgery except for: reconstructive surgery incidental to or following surgery for trauma, or infection or other covered disease of the part of the body reconstructed, or to treat a congenital malformation of a child.
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canyoning or canyoneering (traveling in canyons using a variety of techniques that may include walking, scrambling, climbing, jumping, abseiling and/or swimming);
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any expenses incurred in the Home Country.
The following exclusions apply to Baggage/Personal Effects and Baggage Delay:
The Company will not provide benefits for any Loss or damage to:
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animals;
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automobiles and automobile equipment;
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boats or other vehicles or conveyances;
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trailers;
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motors;
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motorcycles;
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aircraft;
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bicycles (except when checked as baggage with a Common Carrier);
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household effects and furnishing;
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antiques and collector’s items;
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eye glasses, sunglasses or contact lenses;
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artificial teeth and dental bridges;
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hearing aids;
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artificial limbs and other prosthetic devices;
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prescribed medications;
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keys, cash, stamps, securities and documents;
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tickets;
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credit cards;
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professional or occupational equipment or property, whether or not electronic business equipment;
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cell phones, computer hardware or software;
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sporting equipment if loss or damage results from the use thereof;
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musical instruments;
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retainers and orthodontic devices
Any Loss caused by or resulting from the following is excluded
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breakage of brittle or fragile articles;
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wear and tear or gradual deterioration;
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insects or vermin;
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inherent vice or damage while the article is actually being worked upon or processed;
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confiscation or expropriation by order of any government;
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war or any act of war whether declared or not;
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theft or pilferage while left unattended in any vehicle;
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mysterious disappearance;
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property illegally acquired, kept, stored or transported;
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insurrection or rebellion;
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imprudent action or omission;
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property shipped as freight or shipped prior to the Scheduled Departure Date.
The following exclusions apply to Non-Medical Emergency Evacuation:
The Company does not cover:
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Loss or expense recoverable under any other Insurance or through an employer;
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Loss or expense arising from or attributable to:
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fraudulent or criminal acts committed or attempted by You;
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alleged violation of the laws of the country You are visiting, unless the Company determines such allegations to be fraudulent, or
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failure to maintain required documents or visas;
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Loss or expense arising from or attributable to:
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debt, insolvency, business or commercial failure;
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the repossession of any property; or
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Your non-compliance with a contract, license or permit;
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Loss or expense arising from or due to liability assumed by You under any contract