Secure Lite

Plan Detail

Plan Administrator: Independence Holding Company IHC | AM Best Rating: A-"Excellent" | Underwriter: Standard Security Life Insurance Company of New York.

Claim


Satisfaction guaranteed

If you are not completely satisfied with this coverage and you have not filed a claim, you may return the certificate of insurance within 10 days and receive a premium refund.

Precertification

You must notify the professional review organization 10 days prior to a non-emergency hospital admission or surgery and 48 hours, or as soon as reasonably possible, following an emergency admission to the hospital. Failure to precertify will result in a benefit reduction of 50 percent. Precertification is not a guarantee of benefits.