Short Term Medical

Plan Detail

Plan Administrator: Petersen International Underwriters | AM Best Rating: A-"Excellent" | Underwriter: Lloyd’s of London

The insurance described herein is a temporary major medical insurance plan for individuals up to age 64. Coverage has a maximum term length of 3 Months. Eligible expenses caused by an illness or injury and incurred from any doctor or any hospital within the USA will be reimbursed to you.

This plan is not Affordable Care Act (ACA) compliant. This coverage is available in Arizona, California, Connecticut, Georgia, Illinois, Minnesota and Texas. 

Provider Network

In Network Coverage:

The First Health Network has providers in all 50 states. The network has more than 5,000 hospitals, over 90,000 ancillary facilities, and over 1 million health care professional service locations in the network. To locate a provider please use the following information:

Provider Search – 800-226-5116
Provider Look-Up Website –

You may receive diagnosis and treatment of your Sickness or Injury from a Provider within the PPO Network, at your option. To find a Provider within the PPO Network please review the information on Your identification card. By utilizing the PPO network You may receive discounts and savings for any incurred Eligible Expenses. Utilizing the PPO network is not required and it does not guarantee that benefits will be payable or that the Provider will bill Us directly. You have the option to see any Provider whether they are in network or out of network.

Out of Network Coverage:

We allow the insured to see any provider even if they are outside of the PPO Network. PPO Network discounts do not apply for treatment received out of network and expenses will be reimbursed up to UCR.

This plan is not compliant with the Affordable Care Act

This is not intended to be a complete outline of coverage. Actual wording may change without notice.

Underwriters reserve the right to modify terms and benefits at time of underwriting.