The Bridge Plan

Plan Detail

Plan Administrator: Petersen International Underwriters | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

An Individual major medical plan for people awaiting Medicare eligibility.




Benefits Limit
Maximum Benefit Age 60-74  -     $250,000
Age 75-79  -    $100,000
Age 80-89  -    $50,000
Age 90-95  -    $25,000
Deductible All expenses are subject to the deductible.  A choice of $1,000, $1,500, $2,500, $5,000, or $10,000 per policy year
Coinsurance At er the deductible the plan pays at 80% for the next $10,000 of medical expenses
Hospitalization Benefits Covered expenses include semi-private room and board charges, general nursing, miscellaneous hospital services and supplies, drugs, x-rays, laboratory tests and operating rooms.
Hospice Facilities Benefits Such costs are covered, including medically necessary out-patient treatment. A physician must certify the need of such care.
Skilled Nursing Facility Benefits Such costs are covered following a necessary hospital coni nement of 3 days or longer and begins within 30 days following the hospital confinement.
Home Health Care Services Benefits Skilled care at home is covered if such care is deemed to be medically necessary
Physicians and Surgeons Benefits The costs of physicians and surgeons are covered on either an in-patient or out-patient basis. Supplies, therapy and ambulance services are covered if prescribed as medically necessary.