Travel Insurance Select

Plan Detail

Plan Administrator: USI Affinity Travel Insurance Services

Benefits


 

Basic

Plus

Elite

Trip Cancellation
Limit Amount 100% Trip Cost 100% Trip Cost 100% Trip Cost
Maximum Limit Available $15,000 $100,000 $100,000
Trip Interruption
Limit Amount 100% Trip Cost 125% Trip Cost 150% Trip Cost
Maximum Limit Available $15,000 $125,000 $150,000
Travel Delay
Maximum Limit Available $500 $1,000 $1,500
Limit Per Day $100 $200 $250
Time Restriction 12 hrs 12 hrs 12 hrs
Missed Connection
Maximum Limit Available $500 $1,000 $1,500
Time Restriction 3 hrs 3 hrs 3 hrs
Single Supplement
Maximum Limit Available 100% Trip Cost 100% Trip Cost 100% Trip Cost
Reimbursement of Miles or Rewards Points
Maximum Limit Available $50 $75 $75
Financial Default
Maximum Limit Available N/A 100% Trip Cost 100% Trip Cost
Purchase Requirement N/A Within 21 days of initial Trip Payment Within 21 days of initial Trip Payment
Baggage & Personal Effects Loss
Maximum Limit Available $500 $1,500 $2,500
Per Item Article Limits $250 $250 $500
Valuable Items Limit $500 $500 $1000
Primary or Excess Excess Excess Primary
Baggage Delay
Maximum Limit Available $100 $300 $500
Time Restriction 12 hrs 12 hrs 12 hrs
Accident and Sickness Medical Expense
Maximum Limit Available $50,000 $100,000 $150,000
Primary or Excess Excess Excess Primary
Emergency Dental Expense $500 $750 $1000
Emergency Medical Evacuation, Medical Repatriation and Return of Remains
Maximum Limit Available $100,000 $500,000 $1,000,000
Choice of Hospital N/A N/A Included
Primary or Excess Primary Primary Primary
Accidental Death & Dismemberment
Maximum Limit Available N/A $25,000 Principal Sum $50,000 Principal Sum
Search & Rescue
Maximum Limit Available N/A N/A $5,000
Rental Car Damage
Maximum Limit Available N/A $25,000 $35,000
Sports Equipment Rental
Maximum Limit Available N/A $750 $1,500
Pre-Existing Medical Condition Exclusion
Look Back Period 60 days 60 days 60 days
Waiver Available N/A Yes Yes
Waiver Purchase Requirements N/A Within 21 days of Initial Trip Payment Within 21 days of Initial Trip Payment
Additional Arrangements N/A Must be added within 21 days of change Must be added within 21 days of change
Optional Cancel/Interruption for Any Reason Benefit (if purchased, not available to residents of NY)
Maximum Limit Available N/A N/A 75% Trip Cost
Purchase Requirements N/A N/A Within 21 days of initial deposit date
Additional Arrangements N/A N/A Within 21 days of initial deposit date
Non-Insurance Services
Worldwide Concierge & Travel Assistance Services Included Included Included