Plan Administrator: USI Affinity Travel Insurance Services
Basic |
Plus |
Elite |
|
Trip Cancellation | |||
Limit Amount | 100% Trip Cost | 100% Trip Cost | 100% Trip Cost |
Maximum Limit Available | $15,000 | $100,000 | $100,000 |
Trip Interruption | |||
Limit Amount | 100% Trip Cost | 125% Trip Cost | 150% Trip Cost |
Maximum Limit Available | $15,000 | $125,000 | $150,000 |
Travel Delay | |||
Maximum Limit Available | $500 | $1,000 | $1,500 |
Limit Per Day | $100 | $200 | $250 |
Time Restriction | 12 hrs | 12 hrs | 12 hrs |
Missed Connection | |||
Maximum Limit Available | $500 | $1,000 | $1,500 |
Time Restriction | 3 hrs | 3 hrs | 3 hrs |
Single Supplement | |||
Maximum Limit Available | 100% Trip Cost | 100% Trip Cost | 100% Trip Cost |
Reimbursement of Miles or Rewards Points | |||
Maximum Limit Available | $50 | $75 | $75 |
Financial Default | |||
Maximum Limit Available | N/A | 100% Trip Cost | 100% Trip Cost |
Purchase Requirement | N/A | Within 21 days of initial Trip Payment | Within 21 days of initial Trip Payment |
Baggage & Personal Effects Loss | |||
Maximum Limit Available | $500 | $1,500 | $2,500 |
Per Item Article Limits | $250 | $250 | $500 |
Valuable Items Limit | $500 | $500 | $1000 |
Primary or Excess | Excess | Excess | Primary |
Baggage Delay | |||
Maximum Limit Available | $100 | $300 | $500 |
Time Restriction | 12 hrs | 12 hrs | 12 hrs |
Accident and Sickness Medical Expense | |||
Maximum Limit Available | $50,000 | $100,000 | $150,000 |
Primary or Excess | Excess | Excess | Primary |
Emergency Dental Expense | $500 | $750 | $1000 |
Emergency Medical Evacuation, Medical Repatriation and Return of Remains | |||
Maximum Limit Available | $100,000 | $500,000 | $1,000,000 |
Choice of Hospital | N/A | N/A | Included |
Primary or Excess | Primary | Primary | Primary |
Accidental Death & Dismemberment | |||
Maximum Limit Available | N/A | $25,000 Principal Sum | $50,000 Principal Sum |
Search & Rescue | |||
Maximum Limit Available | N/A | N/A | $5,000 |
Rental Car Damage | |||
Maximum Limit Available | N/A | $25,000 | $35,000 |
Sports Equipment Rental | |||
Maximum Limit Available | N/A | $750 | $1,500 |
Pre-Existing Medical Condition Exclusion | |||
Look Back Period | 60 days | 60 days | 60 days |
Waiver Available | N/A | Yes | Yes |
Waiver Purchase Requirements | N/A | Within 21 days of Initial Trip Payment | Within 21 days of Initial Trip Payment |
Additional Arrangements | N/A | Must be added within 21 days of change | Must be added within 21 days of change |
Optional Cancel/Interruption for Any Reason Benefit (if purchased, not available to residents of NY) | |||
Maximum Limit Available | N/A | N/A | 75% Trip Cost |
Purchase Requirements | N/A | N/A | Within 21 days of initial deposit date |
Additional Arrangements | N/A | N/A | Within 21 days of initial deposit date |
Non-Insurance Services | |||
Worldwide Concierge & Travel Assistance Services | Included | Included | Included |