Travel Insurance Select

Plan Detail

Plan Administrator: USI Affinity Travel Insurance Services

Eligibility: For whom any required enrollment form has been completed the one who is covered under the Policy.
Effective Date: Trip Cancellation and Cancel for Any Reason coverages will be effective at 12:01 a.m. Standard Time on the date following payment to the Company of any required plan cost.
Termination Date: Trip Cancellation and Cancel for Any Reason coverages end on the earlier of: (a) the cancellation of the Insured’s Trip; or (b) the date and time the Insured starts on his/her Trip.
Extension of Coverage:All coverages, except Trip Cancellation and Cancel for Any Reason, will be extended, if: the Insured's entire Trip is covered by the plan; the Insured's return is delayed by one of the Unforeseen events specified under Trip Cancellation and Interruption or Trip Delay.
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Benefits

	Basic	Plus	Elite
Trip Cancellation
Limit Amount	100% Trip Cost	100% Trip Cost	100% Trip Cost
Maximum Limit Available	$15,000	$100,000	$100,000
Trip Interruption
Limit Amount	100% Trip Cost	125% Trip Cost	150% Trip Cost
Maximum Limit Available	$15,000	$125,000	$150,000
Travel Delay
Maximum Limit Available	$500	$1,000	$1,500
Limit Per Day	$100	$200	$250
Time Restriction	12 hrs	12 hrs	12 hrs
Missed Connection
Maximum Limit Available	$500	$1,000	$1,500
Time Restriction	3 hrs	3 hrs	3 hrs
Single Supplement
Maximum Limit Available	100% Trip Cost	100% Trip Cost	100% Trip Cost
Reimbursement of Miles or Rewards Points
Maximum Limit Available	$50	$75	$75
Financial Default
Maximum Limit Available	N/A	100% Trip Cost	100% Trip Cost
Purchase Requirement	N/A	Within 21 days of initial Trip Payment	Within 21 days of initial Trip Payment
Baggage & Personal Effects Loss
Maximum Limit Available	$500	$1,500	$2,500
Per Item Article Limits	$250	$250	$500
Valuable Items Limit	$500	$500	$1000
Primary or Excess	Excess	Excess	Primary
Baggage Delay
Maximum Limit Available	$100	$300	$500
Time Restriction	12 hrs	12 hrs	12 hrs
Accident and Sickness Medical Expense
Maximum Limit Available	$50,000	$100,000	$150,000
Primary or Excess	Excess	Excess	Primary
Emergency Dental Expense	$500	$750	$1000
Emergency Medical Evacuation, Medical Repatriation and Return of Remains
Maximum Limit Available	$100,000	$500,000	$1,000,000
Choice of Hospital	N/A	N/A	Included
Primary or Excess	Primary	Primary	Primary
Accidental Death & Dismemberment
Maximum Limit Available	N/A	$25,000 Principal Sum	$50,000 Principal Sum
Search & Rescue
Maximum Limit Available	N/A	N/A	$5,000
Rental Car Damage
Maximum Limit Available	N/A	$25,000	$35,000
Sports Equipment Rental
Maximum Limit Available	N/A	$750	$1,500
Pre-Existing Medical Condition Exclusion
Look Back Period	60 days	60 days	60 days
Waiver Available	N/A	Yes	Yes
Waiver Purchase Requirements	N/A	Within 21 days of Initial Trip Payment	Within 21 days of Initial Trip Payment
Additional Arrangements	N/A	Must be added within 21 days of change	Must be added within 21 days of change
Optional Cancel/Interruption for Any Reason Benefit (if purchased, not available to residents of NY)
Maximum Limit Available	N/A	N/A	75% Trip Cost
Purchase Requirements	N/A	N/A	Within 21 days of initial deposit date
Additional Arrangements	N/A	N/A	Within 21 days of initial deposit date
Non-Insurance Services
Worldwide Concierge & Travel Assistance Services	Included	Included	Included

Plan Detail

Benefits

Basic

Plus

Elite