Plan Detail

Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• Eligibility: Non US citizen age at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
• Coverage Length: Min 5 days up to max 364 days.
• Renew Online:Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
• Acute Onset of Pre-existing Condition: Only available for under age 70 ( Plan A: 50,000; Plan B: 75,000; Plan C: 100,000; Plan D: 100,000)
• Co-Insurance: Not Applicable.
• PPO Network: No PPO Network, visit any doctor.
• ID Card & Visa Letter comes in email instantly.
• Note: Plan pays fixed amount per incident up to the policy maximum

Cancellation

To be eligible for a full refund, the request for cancellation must be received prior to the effective date. Cancellation requests received after the effective date will be subject to the following conditions:

1. A $25 cancellation fee will apply
2. Only the unused portion of the plan cost will be refunded
3. Only members who have no claims are eligible for premium refund

Please send cancellation request at service@hccmis.com and copy that email to us. Our email is given on Contact Us page.