Plan Detail

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

• Eligibility: Non US citizen age 0-69 traveling to USA and traveling outside their home country.
• Coverage Length: Min 5 days up to max 364 days.
• Renew Online: Non-Renewable.
• Acute Onset of Pre-existing Condition: Under Age 60 :- Up to $200,000 ; Age 60-69 :Up to $20,000.
• Co-Insurance:
  • In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
  • Out-of-Network: After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
• PPO Network: Provides First Health Network.
• ID Card & Visa Letter comes in email instantly.

CERTIFICATE EFFECTIVE & TERMINATION DATES

CERTIFICATE EFFECTIVE DATE

Insurance hereunder is effective on the later of:

a. The moment we receive an application and correct premium if the application and payment is made online or by fax;

b. 12:01am U.S. Eastern Time on the date we receive an application and correct premium if the application and payment is made by mail;

c. The moment you depart from your home country; or

d. 12:01am U.S. Eastern Time on the date requested on the application.

CERTIFICATE TERMINATION DATE

Insurance hereunder terminates on the earlier of:

a. 11:59pm U.S. Eastern Time on the last day of the period for which premium has been paid;

b. 11:59pm U.S. Eastern Time on the date requested on the application; or

c. The moment of arrival upon your return to your home country (unless you have started a benefit period or are eligible for home country coverage).

MEMBER ELIGIBILITY

Non-U.S. Citizens who are at least 14 days of age and under age 70 and that are traveling outside of their home countries.