Plan Detail

Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London

• Eligibility: Non US citizen age 0-99  traveling outside their home country.
• Coverage Length:Minimum 5 days to maximum 364 days.  
• Acute Onset of Pre-X Coverage: Ages 65 and above: $2,500 All others: $20,000
• Provider Network: Member will be receiving treatment by accessing the Internet website for HCC Medical Insurance Services, LLC at: www.hccmis.com.
• PPO Network: Claims incurred in U.S.-
• In Network Payment: Within the PPO: We will pay 100% of eligible expenses, after the deductible, to the overall maximum limit.
• Out-of-Network Payment: Outside the PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
• ID card & Visa Letter comes in email instantly

CERTIFICATE EFFECTIVE & TERMINATION DATES

CERTIFICATE EFFECTIVE DATE

Insurance hereunder is effective on the later of:

a. The moment we receive an application and correct premium if the application and payment is made online or by fax;

b. 12:01am U.S. Eastern Time on the date we receive an application and correct premium if the application and payment is made by mail;

c. The moment you depart from your home country; or

d. 12:01am U.S. Eastern Time on the date requested on the application.

CERTIFICATE TERMINATION DATE

Insurance hereunder terminates on the earlier of:

a. 11:59pm U.S. Eastern Time on the last day of the period for which premium has been paid;

b. 11:59pm U.S. Eastern Time on the date requested on the application; or

c. The moment of arrival upon your return to your home country (unless you have started a benefit period or are eligible for home country coverage).

MEMBER ELIGIBILITY

Non-U.S. Citizens who are at least 14 days of age and under age 70 and that are traveling outside of their home countries.