Plan Detail

Plan Administrator: Independence Holding Company IHC | AM Best Rating: A-"Excellent" | Underwriter: Independence American Insurance Company, Madison National Life Insurance Company, and Standard Security Life Insurance Company of New York.

Fusion STM is short-term medical insurance that provides financial protection in the event of an unexpected injury or illness. While Fusion provides first-dollar benefits, Fusion STM is designed to offer additional coverage for large expenses

• Added financial protection — $2 million maximum benefit in case of serious injury or illness
• Budget-conscious design — Affordability through deductibles and benefits that work with the fixed-indemnity plan
• Access to savings — Get provider discounts through one of the nation’s largest independent PPO networks
• Two plans, true fusion — All covered claims are credited toward the STM deductible, even if you receive a payout from the fixed-indemnity plan