HCC Life STM and STM Complete
HCC Life STM and STM Complete

Plan Detail

This plan is an appropriate solution for individuals in need of temporary medical coverage. Short-term medical insurance plan protects against unforeseen accidents and sicknesses, available to individuals between jobs, students, new employees waiting for coverage to begin, or any eligible person who is temporarily without health insurance coverage.

  • Individual waiting on approval of major medical coverage
  • Individuals transitioning between jobs
  • College students or recent graduates
  • Individuals no longer eligible on parents’ policy due to age or status
  • Individuals looking for an affordable substitute for COBRA
  • New employees waiting for group coverage to begin
  • Individuals not yet eligible for Medicare coverage

This plan is not Affordable Care Act (ACA) compliant. This coverage is not available in the following states at this time: MA, MN, NJ, NY, UT, VT.

Associated Insurance Companies

Associated Insurance Companies