Comprehensive Coverage Plan |
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| Plan Name |
DetailsPlan Details |
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Atlas International
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: U.S. Citizens and Non-U.S. Citizens who are at least 14 days to 99 yrs of age are eligible for people visiting outside their home country and excluding USA.
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Coverage Length: Min 5 days up to max 365 days.
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Policy can be Extend up to 364 days, then can be renewed up to 2 times - only for non-US citizens traveling outside the US
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Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides Equian Internation Provider Network.
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ID Card & Visa Letter comes in email instantly.
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Note: Not available North korea, Iran and Cuba.
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Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York.
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Patriot America Lite
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: No Coverage.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot International Lite
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility:- Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition:
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US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: up to overall policy maximum ; Age (65-69) :- Up to $2500.
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Non- US Citizen: Under Age 70: Up to the Period of Coverage limit or $1,000,000 (whichever is lower).
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides International Provider Access.
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ID Card & Visa Letter comes in email instantly.
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Beacon International
Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online : Policy can be renewed up to 364 days to maximum 728 days depending upon citizenship.
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Acute Onset of Pre-existing Condition: $150,000 Sub-Limit for Maximum Limits purchased for $110,000, $550,000 or $1,100,000; All other Maximum Limits purchased will have a Sub-Limit of $50,000.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: No PPO Network, visit any doctor/Hospital.
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ID Card & Visa Letter comes in email instantly.
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Patriot America Plus
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Under Age 70: Covered up to overall maximum limit.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network:After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot Platinum America
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1000,000.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot Platinum International
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition:
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US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: Max up to $1,000,000 ; Age (65-69) :- Up to $2500.
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Non- US Citizen: Under Age 70: - Up to the Period of Coverage limit or $1,000,000
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides International Provider Access.
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ID Card & Visa Letter comes in email instantly.
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