Pregnancy is a time, full of excitement and hopes. Parents look forward to welcome their bundle of joy with dreams and wishes. At the same time, parents need to be well prepared for health reasons and upcoming expenses. Maternity expenses may include several doctor visits spread over 9 months as well as few weeks after the baby is born, to different lab screenings and medications. Different plans offer different coverage and therefore, before any purchase is made, plans should be well understood in light of individual needs and budget constraints.