Comprehensive Coverage Plan |
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| Plan Name |
DetailsPlan Details |
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Atlas America
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: Non US citizen age at least 14 days to 99 yrs traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
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Co-Insurance:
In Network:After deductible is paid by insured, plan pays 100% up to policy maximum
Out-of-Network:After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
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PPO Network provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Note: Not available for North Korea, Syria, Iran and Cuba.
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Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York, Australia.
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Atlas International
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: U.S. Citizens and Non-U.S. Citizens who are at least 14 days to 99 yrs of age are eligible for people visiting outside their home country and excluding USA.
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Coverage Length: Min 5 days up to max 365 days.
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Policy can be Extend up to 364 days, then can be renewed up to 2 times - only for non-US citizens traveling outside the US
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Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides Equian Internation Provider Network.
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ID Card & Visa Letter comes in email instantly.
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Note: Not available North korea, Iran and Cuba.
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Members cannot be located in the following locations at the time of purchase: Maryland, Washington, Canada, New York.
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Patriot America Lite
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: No Coverage.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot International Lite
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility:- Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition:
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US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: up to overall policy maximum ; Age (65-69) :- Up to $2500.
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Non- US Citizen: Under Age 70: Up to the Period of Coverage limit or $1,000,000 (whichever is lower).
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides International Provider Access.
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ID Card & Visa Letter comes in email instantly.
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Beacon America
Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: $150,000 Sub-Limit for Maximum Limits purchased for $110,000, $550,000 or $1,100,000; All other Maximum Limits purchased will have a Sub-Limit of $50,000.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses.
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PPO Network: Provides Aetna PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Beacon International
Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online : Policy can be renewed up to 364 days to maximum 728 days depending upon citizenship.
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Acute Onset of Pre-existing Condition: $150,000 Sub-Limit for Maximum Limits purchased for $110,000, $550,000 or $1,100,000; All other Maximum Limits purchased will have a Sub-Limit of $50,000.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: No PPO Network, visit any doctor/Hospital.
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ID Card & Visa Letter comes in email instantly.
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Safe Travels USA
Plan Administrator: Trawick International | AM Best Rating: A | Underwriter: Crum and Forster, SPC
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Eligibility: Non US citizen age 0-89 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed from 5 days to 2 years.
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Acute Onset of Pre-existing Condition: Up to the first $1,000 of Covered Expenses.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max.
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ID Card & Visa Letter comes in email instantly.
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Safe Travels International
Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to 365 days.
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Renew Online: If a minimum of 45 days is purchased, the policy term may be renewed with uninterrupted coverage for up to 24 consecutive months.
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Acute Onset of Pre-existing Condition: Up to age 65 : first $20,000 of Covered Expenses ;Age (65 to 99) first $10,000 of Covered Expenses.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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ID Card & Visa Letter comes in email instantly.
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Patriot America Plus
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Under Age 70: Covered up to overall maximum limit.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network:After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Safe Travels USA Cost Saver
Plan Administrator: Trawick International | AM Best Rating: A | Underwriter: Crum and Forster, SPC
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Eligibility: Non US citizen age 0-89 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed from 5 days to 2 years.
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Acute Onset of Pre-existing Condition: Up to the first $1,000 of Covered Expenses.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max.
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ID Card & Visa Letter comes in email instantly.
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Diplomat America
Plan Administrator: Global Underwriters | C&F Cayman SPC for and on behalf of ITI SP
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 3 months up to max 364 days.
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Renew Online: Policy can be renewed up to 1 year to a maximum of 3 years.
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Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000 ; Age 65 and older: Up to $2,500.
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Co-Insurance: After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses.
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PPO Network: No PPO Network Available, Visit any doctor/hospital.
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ID Card & Visa Letter comes in email instantly.
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Diplomat International
Plan Administrator: Global Underwriters | AM Best Rating: A "Excellent" | Underwriter: HDI Global Specialty SE
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online : Non-Renewable.
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Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000; Age (65 to 99):-Up to $2,500.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: No PPO Network, visit any doctor/Hospital.
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ID Card & Visa Letter comes in email instantly.
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Diplomat Long Term - Including USA
Plan Administrator: Global Underwriters | C&F Cayman SPC for and on behalf of ITI SP
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 3 months up to max 36 months.
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Renew Online: Policy can be renewed up to maximum of 364 days, also Renewable fees $10 applies.
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Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000; Age (65 to 99):-Up to $2,500.
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Co-Insurance: After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses.
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PPO Network: No PPO Network, visit any doctor/Hospital.
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ID Card & Visa Letter comes in email instantly.
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Diplomat Long Term - Excluding USA
Plan Administrator: Global Underwriters | C&F Cayman SPC for and on behalf of ITI SP
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 3 months up to max 364 days.
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Renew Online : Policy can be renewed up to maximum of 364 days, also Renewable fees $10 applies.
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Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000; Age (65 to 99):-Up to $2,500.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: No PPO Network, visit any doctor/Hospital.
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ID Card & Visa Letter comes in email instantly.
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World Med - Including USA
Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London
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Eligibility: Non US citizen age 0-69 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online: Non-Renewable.
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Acute Onset of Pre-existing Condition: Under Age 60 :- Up to $200,000 ; Age 60-69 :Up to $20,000.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
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Out-of-Network: After deductible is paid by insured, plan pays as per URC 100% up to policy maximum
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PPO Network: Provides First Health Network.
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ID Card & Visa Letter comes in email instantly.
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World Med - Excluding USA
Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London
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Eligibility: Non US Citizens and Non US Residents age 0-69 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online : Non-Renewable.
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Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000; Age (65 to 99):-Up to $2,500.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: No PPO Network, visit any doctor/Hospital.
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ID Card & Visa Letter comes in email instantly.
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Patriot Platinum America
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1000,000.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
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PPO Network: Provides United Healthcare PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Patriot Platinum International
Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition:
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US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: Max up to $1,000,000 ; Age (65-69) :- Up to $2500.
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Non- US Citizen: Under Age 70: - Up to the Period of Coverage limit or $1,000,000
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides International Provider Access.
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ID Card & Visa Letter comes in email instantly.
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Inter Medical - Plan A
Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: United States Fire Insurance Company
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Eligibility: US Citizens and Non US citizens age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 14 days up to max 364 days.
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Renew Online : Non-Renewable.
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Acute Onset of Pre-existing Condition: Under Age 65:- Up to $10,000 & Age (65 to 99):-$2,500.
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Co-Insurance: After Deductible, Plan pays 100% up to policy maximum.
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PPO Network: No PPO Network, visit any doctor/Hospital.
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ID Card & Visa Letter comes in email instantly.
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Safe Travels USA Comprehensive
Plan Administrator: Trawick International | AM Best Rating: A | Underwriter: Crum and Forster, SPC
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Eligibility: Non US citizen age 0-89 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed from 5 days to 2 years.
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Acute Onset of Pre-existing Condition: Under age 70 :Up to overall maximum limit ; Age (70-79) : Up to $35,000 ; Age (80-89) : Up to $15,000.
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Acute Onset Related to Cardiac Conditions: Under age 70: Up to $25,000 ; Age (70-89) : Up to $15,000.
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Co-Insurance:
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In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
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Out-of-Network: Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max.
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PPO Network: Provides First Health PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Atlas Premium America
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online:Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit ; Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
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Co-Insurance:
In Network: After deductible is paid by insured, plan pays 100% up to policy maximum.
Out-of-Network:After deductible is paid by insured, plan pays as per URC 100% up to policy maximum.
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PPO Network provides United Healthcare PPO Network.
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Note – we currently restrict Iran and North Korea as well.
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ID Card & Visa Letter comes in email instantly.
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Inter Medical - Plan B
Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: United States Fire Insurance Company
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Eligibility: US Citizens and Non US citizens age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 14 days up to max 364 days.
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Renew Online : Non-Renewable.
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Acute Onset of Pre-existing Condition: Under Age 65:- Up to $10,000 & Age (65 to 99):-$2,500.
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Co-Insurance: After Deductible, Plan pays 100% up to policy maximum.
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PPO Network: No PPO Network, visit any doctor/Hospital.
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ID Card & Visa Letter comes in email instantly.
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Safe Travels International Cost Saver
Plan Administrator: Trawick International | AM Best Rating: B++ | Underwriter: GBG Insurance Limited
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States
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Coverage Length: Min 5 days up to 365 days.
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Renew Online: If a minimum of 45 days is purchased, the policy term may be renewed with uninterrupted coverage for up to 24 consecutive months.
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Acute Onset of Pre-existing Condition: Up to age 65 : Up to first $20,000 of Covered Expenses ;Age (65 to 99)Up to first $10,000 of Covered Expenses.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides First Health PPO Network.
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ID Card & Visa Letter comes in email instantly.
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Atlas Essential America
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: No Coverage Available.
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Co-Insurance:
In Network(Within PPO): After deductible is paid by insured, plan pays 75% up to policy maximum.
Out-of-Network(Outside PPO):Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
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PPO Network provides United Healthcare PPO Network.
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Note – we currently restrict Iran and North Korea as well.
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ID Card & Visa Letter comes in email instantly.
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Atlas Essential International
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: U.S. Citizens and Non-U.S. Citizens who are at least 14 days to 99 yrs of age are eligible for people visiting outside their home country and excluding USA.
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Coverage Length: Min 5 days up to max 365 days.
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Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.
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Acute Onset of Pre-existing Condition: No Coverage Available.
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Co-Insurance: After deductible is paid by insured, plan pays 75% up to policy maximum.
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PPO Network: Provides Equian International PPO Network.
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Note – we currently restrict Iran and North Korea as well.
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ID Card & Visa Letter comes in email instantly.
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Atlas Premium International
Plan Administrator: WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
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Eligibility: U.S. Citizens and Non-U.S. Citizens who are at least 14 days to 99 yrs of age are eligible for people visiting outside their home country and excluding USA.
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Coverage Length: Min 5 days up to max 365 days.
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Policy can be Extend up to 364 days, then can be renewed up to 2 times - only for non-US citizens traveling outside the US.
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Acute Onset of Pre-existing Condition: Under age 70: Up to the overall maximum limit, Age 70-79: Up to the overall maximum limit or $100,000, whichever is lower.
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Co-Insurance: After deductible is paid by insured, plan pays 100% up to policy maximum.
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PPO Network: Provides Equian International Provider Network
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Note – we currently restrict Iran and North Korea as well.
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ID Card & Visa Letter comes in email instantly.
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Visit USA HealthCare - Standard
Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online : Non-Renewable.
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Acute Onset of Pre-existing Condition: Under Age 65:- Up to $20,000 & Age (65 to 99):-$2,500.
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Co-Insurance:
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In-Network: After Deductible, Plan pays 100% up to policy maximum.
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Out-of-Network: After Deductible, Plan pays as per URC up to policy Maximum.
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PPO Network: Provides First Health Network.
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ID Card & Visa Letter comes in email instantly.
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Visit USA HealthCare - Superior
Plan Administrator: USI Affinity Travel Insurance Services | AM Best Rating: A+ "Superior" | Underwriter: Lloyd's of London
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Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.
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Coverage Length: Min 5 days up to max 364 days.
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Renew Online : Non-Renewable.
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Acute Onset of Pre-existing Condition: Under Age 65:- Up to $25,000 & Age (65 to 99):-$2,500.
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Co-Insurance:
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In-Network: After Deductible, Plan pays 100% up to policy maximum.
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Out-of-Network: After Deductible, Plan pays as per URC up to policy Maximum.
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PPO Network: Provides First Health Network.
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ID Card & Visa Letter comes in email instantly.
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Safe Travels Outbound
Plan Administrator: Trawick International | AM Best Rating: A+ | Underwriter: National Mutual Insurance
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 180 days.
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Renew Online: Non-Renewable
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Acute Onset of Pre-existing Condition: No Coverage.
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Pre-Existing Condition Limitation: 180 days.
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Co-Insurance: Not Applicable.
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PPO Network: No PPO Network, visit any doctor.
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ID Card & Visa Letter comes in email instantly.
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Safe Travels Outbound Cost Saver
Plan Administrator: Trawick International | AM Best Rating: A+ | Underwriter: National Mutual Insurance
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Eligibility: Non US Citizens and Non US Residents age 0-99 while traveling outside their Home Country, but not visiting the United States.
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Coverage Length: Min 5 days up to max 180 days.
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Renew Online: Non-Renewable.
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Acute Onset of Pre-existing Condition: No Coverage.
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Pre-Existing Condition Limitation: 180 days.
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Co-Insurance: Not Applicable.
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PPO Network: No PPO Network, visit any doctor.
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ID Card & Visa Letter comes in email instantly.
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